Clay County property record for 416 E Franklin St, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,695 sqft · built 1900 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,100 (Apr 2017) |
| Tax Bill | $4,266 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-115-00-05-012.00 |
| Primary APN | 15-115-00-05-012.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,695 sqft Living Area |
| Gross Area | 5,679 sqft |
| 1st Floor Area | 2,185 sqft |
| Basement Area | 1,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 104 ft wide |
| Porch | Covered Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 416 E FRANKLIN ST |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILSONS ADDITION REPLAT E1/2 LT 8 S125 E1/2 LT 8 A/K/A TR I |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 08 |
| Legal Subdivision | WILSONS ADDITION |
| Legal Tract | I |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21401 |
Source: Clay County records · APN 15-115-00-05-012.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14405 COUNTY ROAD CC, HOLT, MO 64048-8890 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit CLAY COUNTY SAVINGS BANK |
| Apr 12, 2017 | Warranty Deed, Transfer · Line of Credit CLAY COUNTY SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on Record |
| Deed Sale | Apr 12, 2017 · Amount on Record |
| Prior Sale | Sep 28, 2000 · Amount on Record |
| Deed Document Number | 201711567 |
| Deed Book / Page | 7941 / 15 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 416 E FRANKLIN ST, LIBERTY, MO 64068-1802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | PRIORITY TITLE & ESCRWO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000029618 |
|---|---|
| Date | Jul 09, 2021 |
| Book Page | 9108/88 |
| Instrument | 2021029618 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 416 E FRANKLIN ST, LIBERTY, MO 64068-1802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021166 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 9056/132 |
| Instrument | 2021021166 |
| Name | CLAY COUNTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LEVASY, MO 64066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Apr 12, 2017 |
| Property Address | 416 E FRANKLIN ST, LIBERTY, MO 64068-1802 |
| Document Number | 0000011567 |
| Book / Page | 7941 / 015 |
| Instrument Date | Apr 16, 2014 |
| Instrument | 2017011567 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 14405 COUNTY ROAD CC, HOLT, MO 64048-8890 |
| Document Number | 0000011568 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 2017011568 |
| Name | CLAY COUNTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,266.00 (-0.63%) | $59,380 (+8.18%) | $312,526 (+8.18%) |
| 2023 | $4,293.00 (+14.66%) | $54,890 | $288,894 |
| 2019 | $3,744.00 |
Source: FEMA National Flood Hazard Layer as of May 10, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Jewell-Lightburne Historic District listed 2001 · NRIS 00001606 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: KC Web, Wisper ISP.
Based on FCC filings for 365 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LIBERTY PWS serves 30,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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