416 E Figueroa St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 416 E Figueroa St, Santa Barbara, CA 93101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,375 sqft · built 1929
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$949 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`029-222-004`

Property Details

APN / Parcel Number

Primary APN	`029-222-004`
Alternative APN	`02922204`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,375 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	416 E FIGUEROA ST
City	SANTA BARBARA
State	CA
Zip	93101-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 16 BLK 137
Legal Subdivision	SANTA BARBARA
Legal Block	137
Legal Lot Number	16
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1004
Census Tract	900

Owner

416 E Figueroa St is owned and occupied by an individual who acquired it in March 2024.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Mar 15, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 15, 2024	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 17, 2021	Intrafamily Transfer, Transfer
Nov 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000007725
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	May 27, 2026
Property Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Document Number	0000017821
Instrument Date	May 20, 2026
Instrument	202617821
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419

Mortgage

Document Number	0000017821,
Date	May 27, 2026
Instrument	202617821

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 15, 2024
Property Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Document Number	0000007725
Instrument Date	Mar 11, 2024
Instrument	2024-0007725
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419

Mortgage

Document Number	0000007726
Date	Mar 15, 2024
Instrument	2024-0007726

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 15, 2024
Property Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Document Number	0000007724
Instrument Date	Mar 11, 2024
Instrument	2024-0007724
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 17, 2021
Property Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Document Number	0000012641
Instrument Date	Feb 12, 2021
Instrument	2021-0012641
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 6, 2018
Property Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Document Number	0000047631
Instrument Date	Aug 1, 2018
Instrument	47631
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	505 SAN PASCUAL ST SANTA BARBARA CA 931014424, SANTA BARBARA, CA 93101-4424

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 6, 2018
Property Address	416 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Document Number	0000047630
Instrument Date	Aug 1, 2018
Instrument	47630
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	416 E FIGUEROA ST SANTA BARBARA CA 931011419, SANTA BARBARA, CA 93101-1419

Tax Assessment & Valuation

The 2025 property tax bill for 416 E Figueroa St was $949.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$87,307 (+2%) Land $35,005 Building $52,302
2025	$949.00	$85,596 Land $34,319 Building $51,277
2023	$915.00 (+1.89%)	$82,275 Land $32,988 Building $49,287
2022	$898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 416 E Figueroa St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	31 (1995–2023)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 E Figueroa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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