Columbus County property record for 416 E Clay St, Whiteville, NC 28472
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft · built 1947 |
| Owner | Company Name on File |
| Tax Bill | $825 (2024) |
| Deeds & Mortgages | Sep 2017 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0291.03-20-0526.000 |
| Primary APN | 0291.03-20-0526.000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Total Area |
| Flooring | Wood |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01-10498 |
|---|---|
| Street Address | 416 E CLAY ST |
| City | WHITEVILLE |
| State | NC |
| Zip | 28472-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT#9 |
| Legal Lot Number | 9 |
| Jurisdiction | COLUMBUS NC |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 930900 |
416 E Clay St is owned by a company that acquired it in December 2023.
Source: Columbus County records, as of November 28, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 410 N OAK ST, CHADBOURN, NC 28431-1412 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Apr 12, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 |
| Deed Sale | Dec 15, 2023 |
| Prior Sale | Dec 31, 2007 · Amount on File |
| Deed Document Number | 0001336467 |
| Deed Book / Page | 0918 / 0283 |
| Prior Transfer Date | Jan 18, 2008 |
| Prior Transfer Doc | 2008000426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Property Address | 416 E CLAY ST, WHITEVILLE, NC 28472-4306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01164/0715 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 1164/0715 |
| Instrument | 2017004673 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Apr 12, 2022 |
| Property Address | 416 E CLAY ST, WHITEVILLE, NC 28472-4306 |
| Document Number | 001287/138 |
| Book / Page | 1287 / 138 |
| Map Reference | MB 3 PG 154 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022002009 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5801 SILTSTONE LOOP, KILLEEN, TX 76542-5756 |
| Investor | Possibly a Property Investor |
Source: Columbus County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Columbus County |
| Municipality | Whiteville City |
| Unified School District | Whiteville City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $43,800 Land $7,100 Building $36,700 | |
| 2024 | $825.00 (+3.51%) | |
| 2023 | $797.00 | $43,800 Land $7,100 Building $36,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 416 E Clay St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 20 (2016–2025) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 E Clay St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITEVILLE serves 5,426 people · EPA ID NC0424010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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