Garfield County property record for 416 E Cherokee St, Garber, OK 73738
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.401 acres (17,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $79 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 88326 |
| Primary APN | 88326 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,500 sqft (0.401 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 125 ft wide |
| Account Number | 88326 |
|---|---|
| Street Address | 416 E CHEROKEE ST |
| City | GARBER |
| State | OK |
| Zip | 73738 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 20-24 BLOCK 5 SD-G47 GARBER'S ADDN TO GARBER SW/4 25-23-4 SPLIT OFF FROM L18-24 ACC 26609 3-21 PER HUMPHRIES |
| Legal Subdivision | GARBER'S TO GARBER |
| Legal Block | 5 |
| Legal Lot Number | 20-24 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 1100 |
Source: Garfield County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 151, GARBER, OK 73738-0151 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF ENID |
| Mar 31, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 416 E CHEROKEE ST, GARBER, OK 73738 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002584/273 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 2584/273 |
| Name | THE SECURITY NATIONAL BANK OF ENID |
|---|---|
| Type | Bank |
| Address | ENID, OK 73701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Mar 31, 2021 |
| Property Address | 416 E CHEROKEE ST, GARBER, OK 73738 |
| Document Number | 0002527/27 |
| Book / Page | 2527 / 27 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $7.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 151, GARBER, OK 73738-0151 |
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Garber City |
| Unified School District | Garber Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $784 (-) Land $784 | $6,270 (-) Land $6,270 | |
| 2025 | $79.00 (-1.25%) | $784 (-) Land $784 | $6,270 (-) Land $6,270 |
| 2023 | $80.00 | $784 Land $784 | $6,270 Land $6,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARBER MUNICIPAL AUTHORITY serves 725 people · EPA ID OK2002416 |
|---|---|
| Water Source | Purchased groundwater from ENID |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Carbon tetrachloride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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