Clay County property record for 416 E 14th St, Spencer, IA 51301
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.208 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $8,000 (Aug 1994) |
| Tax Bill | $224 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607252005 |
| Primary APN | 963607252005 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,100 sqft (0.208 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Old Parcel Number | 64096360725200500 |
|---|---|
| Street Address | 416 E 14TH ST |
| City | SPENCER |
| State | IA |
| Zip | 51301-4542 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | SPENCER RESID |
| Legal Description | EXC. E 1/2 2 1 FAIRVIEW ALL 3 1 FAIRVIEW |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW ADDITION |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 80200 |
416 E 14th St, residential vacant land, is owned by two individuals who bought it in August 1994.
Source: Clay County records, as of October 11, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1319 5TH AVE E, SPENCER, IA 51301-4528 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 1994 · Amount on File |
| Deed Sale | Aug 29, 1994 · Amount on File |
| Deed Document Number | 0000O3 483 |
| Record Updated | Jun 7, 2026 |
Source: Clay County assessment roll, as of May 1, 2023
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $12,740 (-) Land $12,740 | $12,740 Land $12,740 | |
| 2022 | $224.00 | $12,740 Land $12,740 | |
| 2021 | $12,740 Land $12,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 E 14th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 416 E 14th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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