Polk County property record for 416 Durrell Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 1972 |
| Lot Size | 0.23 acres (10,036 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,500 (Dec 2018) |
| Tax Bill | $1,822 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000321 |
| Primary APN | 26-28-36-663000-000321 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 1,720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,036 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Pool Area | 392 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|
| Street Address | 416 DURRELL CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO PB 3 PG 27 LOT 3 BEG SW COR OF N1/2 OF NW1/4 OF SW1/4 RUN E 395 FT N 390 FT FOR POB CONT N 110 FT E 120 FT S 30 FT SWLY ALONG CURVE 50.22 FT S 69 DEG 07 MIN 50 SEC W 101.45 FT TO POB BEING LOT 161 OF UNRE GARDEN GROVE PINES |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 663000 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 DURRELL CT, WINTER HAVEN, FL 33884-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jun 15, 2020 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2018 · Amount on Record |
| Deed Sale | Dec 5, 2018 · Amount on Record |
| Prior Sale | Dec 29, 2011 · Amount on Record |
| Deed Document Number | 2018251746 |
| Deed Book / Page | 10688 / 160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 416 DURRELL CT, WINTER HAVEN, FL 33884-2307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 416 DURRELL CT, WINTER HAVEN, FL 33884-2307 |
| Document Number | 0000022370 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 12988/2250 |
| Instrument | 2024022370 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 416 DURRELL CT, WINTER HAVEN, FL 33884-2307 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 416 DURRELL CT, WINTER HAVEN, FL 33884-2307 |
| Document Number | 0000200695 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 12814/1372 |
| Instrument | 2023200695 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 416 DURRELL CT, WINTER HAVEN, FL 33884-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 416 DURRELL CT, CYPRESS GARDENS, FL 33884-2307 |
| Document Number | 0000162110 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 12296/157 |
| Instrument | 2022162110 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 416 DURRELL CT, WINTER HAVEN, FL 33884-2307 |
| Document Number | 0113330363 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 416 DURRELL CT WINTER HAVEN FL 338842307, WINTER HAVEN, FL 33884-2307 |
| Document Number | 0113330363 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 011333/000363 |
| Instrument | 163796 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,736 (+2.7%) | $249,045 (+6.97%) Land $35,102 Building $213,943 | |
| 2025 | $1,822.00 (-17.14%) Homeowner's exemption | $177,932 (+5.99%) | $232,813 (-1.82%) Land $35,102 Building $197,711 |
| 2023 | $2,199.00 (+3.29%) Homeowner's exemption | $167,881 (+3%) | $237,140 (+11.04%) Land $34,099 Building $203,041 |
| 2022 | $2,129.00 Homeowner's exemption | $162,991 | $213,566 Land $28,081 Building $185,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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