416 Dry Fork Rd, Rocky Gap, VA 24366 Property Records

Bland County property record for 416 Dry Fork Rd, Rocky Gap, VA 24366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,197 sqft · built 1958
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Jul 2024)
Tax Bill	$437 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13 A 34`

Property Details

APN / Parcel Number

Primary APN	`13 A 34`
Alternative APN	`1959`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area
Gross Area	1,893 sqft
1st Floor Area	1,277 sqft
Basement Area	399 sqft
Unfinished Basement	399 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1969
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	180 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Spring/Creek

Location & Zoning

Account Number	1959
Street Address	416 DRY FORK RD
City	ROCKY GAP
State	VA
Zip	24366-7074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	DRY FORK 4 416 DRY FORK RD 6-163 423
Legal Subdivision	DRY FORK CREEK
Jurisdiction	BLAND VA
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	40100

Owner

Source: Bland County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 DRY FORK RD, ROCKY GAP, VA 24366-7074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FEDERAL CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage TRULIANT FEDERAL CREDIT UNION
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit TRULIANT FEDERAL CREDIT UNION
Jul 29, 2021	Deed of Trust, Mortgage TRULIANT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Jan 3, 2014 · Amount on Record
Deed Document Number	2024382
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAND VA
Property Address	416 DRY FORK RD, ROCKY GAP, VA 24366-7074
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000607
Date	Dec 6, 2018
Instrument	180000607

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 4, 2033

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAND VA
Property Address	416 DRY FORK RD, ROCKY GAP, VA 24366-7074
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000660
Date	Nov 30, 2020
Instrument	200000660

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 4, 2035

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAND VA
Property Address	416 DRY FORK RD, ROCKY GAP, VA 24366-7074
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000288
Date	Jun 11, 2020
Instrument	200000288

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 22, 2025

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAND VA
Property Address	416 DRY FORK RD, ROCKY GAP, VA 24366-7074
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000471
Date	Jul 29, 2021
Instrument	210000471

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 4, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bland County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bland County
Unified School District	Bland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$437.00	$72,900 (-) Land $23,000 Building $49,900	$72,900 (-) Land $23,000 Building $49,900
2023	$437.00	$72,900 Land $23,000 Building $49,900	$72,900 Land $23,000 Building $49,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	27 (1995–2025)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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