416 Downing Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 416 Downing Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,663 sqft · built 1988
Lot Size	0.608 acres (26,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2020)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
APN	`0493001000110`

Property Details

APN / Parcel Number

Primary APN	`0493001000110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,663 sqft Living Area
1st Floor Area	2,316 sqft
Attic	Attic
Attic Area	347 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	26,484 sqft (0.608 acres)
Lot Dimensions	244 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	302 sqft
Deck Area	347 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	416 DOWNING DR
City	CHESAPEAKE
State	VA
Zip	23322-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	11 JOLLIFF STATION SEC ONE
Legal Subdivision	TUNBRIDGE STATION SOUTH, JOLLIFF STATION
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 DOWNING DR, CHESAPEAKE, VA 23322-8706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	202032651
Deed Book / Page	10217 / 1455
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 11, 2020
Property Address	416 DOWNING DR, CHESAPEAKE, VA 23322-8706
Document Number	10217/1455
Book / Page	10217 / 1455
Instrument Date	Aug 18, 2020
Instrument	200032651
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 DOWNING DR, CHESAPEAKE, VA 23322-8706

Mortgage

Document Number	200032652
Date	Sep 11, 2020
Instrument	200032652

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,400 (+3.29%) Land $210,000 Building $370,400	$580,400 (+3.29%) Land $210,000 Building $370,400
2025	$5,675.00 (+44.92%)	$561,900 (+9.81%) Land $185,000 Building $376,900	$561,900 (+9.81%) Land $185,000 Building $376,900
2023		$511,700 (+10.11%) Land $175,000 Building $336,700	$511,700 (+10.11%) Land $175,000 Building $336,700
2022		$464,700 Land $150,000 Building $314,700	$464,700 Land $150,000 Building $314,700
2019	$3,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	26 (1990–2020)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20