416 Dowd St, Durham, NC 27701 Property Records

Durham County property record for 416 Dowd St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,212 sqft · built 1946
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2023)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Jul 2023 Sale Apr 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0831-28-2984`

Property Details

APN / Parcel Number

Primary APN	`0831-28-2984`
Alternative APNs	`0831-28-29-8448` `083105282984` `110916`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,212 sqft Heated Area
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	416 DOWD ST
City	DURHAM
State	NC
Zip	27701-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	PROP-NORTHEAST LAND COMP/ LT#11 PL:00001A-000016
Legal Subdivision	PROP-NORTHEAST LAND COMP
Legal Lot Number	11
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2015
Census Tract	900

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	498 LEGO DR, CHARLOTTESVILLE, VA 22911-8606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY
Apr 5, 2023	Warranty Deed, Transfer
Mar 30, 2023	Correction Deed
Mar 22, 2023	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Mar 22, 2023	Warranty Deed, Transfer
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Apr 5, 2023 · Amount on Record
Deed Document Number	202368611
Deed Book / Page	9955 / 46
Prior Transfer Date	Mar 29, 2023
Prior Transfer Doc	0098880088
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 21, 2023
Property Address	416 DOWD ST, DURHAM, NC 27701-2550
Document Number	0099550046
Book / Page	9955 / 46
Map Reference	MB 1A PG 16
Instrument Date	Jul 12, 2023
Instrument	2023068611
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 FALLING WATER DR, DURHAM, NC 27713-9386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 DOWD ST, DURHAM, NC 27701-2550

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 5, 2023
Property Address	416 DOWD ST, DURHAM, NC 27701-2550
Document Number	0098920198
Book / Page	9892 / 198
Map Reference	MB 1A PG 16
Instrument Date	Apr 3, 2023
Instrument	2023057341
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 COSGROVE AVE STE 200, 200, CHAPEL HILL, NC 27514-5277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 DOWD ST, DURHAM, NC 27701-2550

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 30, 2023
Property Address	416 DOWD ST, DURHAM, NC 27701-2550
Document Number	0098880088
Book / Page	9888 / 88
Map Reference	MB 1A PG 16
Instrument Date	Mar 29, 2023
Instrument	2023056649
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 ROSEWOOD LN, YOUNGSVILLE, NC 27596-7493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5, 5, IRVING, TX 75039-4316

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 22, 2023
Property Address	416 DOWD ST, DURHAM, NC 27701-2550
Document Number	0098830359
Book / Page	9883 / 359
Map Reference	MB 1A PG 16
Instrument Date	Mar 22, 2023
Instrument	2023055762
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3739 NATIONAL DR STE 201, 201, RALEIGH, NC 27612-4844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COSGROVE AVE STE 200, 200, CHAPEL HILL, NC 27514-5277

Mortgage

Document Number	2023055763
Date	Mar 22, 2023
Instrument	2023055763

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 22, 2023
Property Address	416 DOWD ST, DURHAM, NC 27701-2550
Document Number	0098830354
Book / Page	9883 / 354
Instrument Date	Mar 17, 2023
Instrument	2023055761
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 JERICHO RD, HILLSBOROUGH, NC 27278-8904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR STE 100W, 100W, IRVING, TX 75039-4696

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 21, 2021
Property Address	416 DOWD ST, DURHAM, NC 27701-2550
Document Number	0093680380
Book / Page	9368 / 380
Map Reference	MB 1A PG 16
Instrument Date	Jun 18, 2021
Instrument	2021031048
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5235 OLIVE RD, 5235, RALEIGH, NC 27606-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 DOWD ST, DURHAM, NC 27701-2550

Mortgage

Document Number	2021031049
Date	Jun 21, 2021
Instrument	2021031049

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jul 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	7%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,009 (-) Land $204,750 Building $186,259	$391,009 (-) Land $204,750 Building $186,259
2025	$3,973.00 (+107.9%)	$391,009 (+167.98%) Land $204,750 Building $186,259	$391,009 (+167.98%) Land $204,750 Building $186,259
2023	$1,911.00 (+2.36%)	$145,908 (-) Land $81,690 Building $64,218	$145,908 (-) Land $81,690 Building $64,218
2022	$1,867.00	$145,908 Land $81,690 Building $64,218	$145,908 Land $81,690 Building $64,218

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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