Lincoln County property record for 416 David St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1950 |
| Lot Size | 0.643 acres (28,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,500 (May 2017) |
| Tax Bill | $1,084 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-80-28-002-001-001.000 |
| Primary APN | 02-80-28-002-001-001.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,009 sqft (0.643 acres) |
| Street Address | 416 DAVID ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 21-23 CHARLES BROOKSHER'S 4TH ADDITION |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | BROOKSHER |
| Legal Lot Number | 21-23 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3081 |
| Census Tract | 810100 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 416 DAVID ST, ELSBERRY, MO 63343-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| May 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU OF BELOIT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on Record |
| Deed Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 20174863 |
| Deed Book / Page | 2411 / 419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jul 1, 2022 |
| Property Address | 416 DAVID ST, ELSBERRY, MO 63343-1122 |
| Document Number | 002481/188 |
| Book / Page | 2481 / 188 |
| Map Reference | MB 5 PG 32 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022006939 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 DAVID ST, ELSBERRY, MO 63343-1122 |
| Document Number | 2022006940 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022006940 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 416 DAVID ST, ELSBERRY, MO 63343-1122 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2462/19 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 2462/19 |
| Instrument | 2021004528 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | May 26, 2017 |
| Property Address | 416 DAVID ST, ELSBERRY, MO 63343-1122 |
| Document Number | 2411/0419 |
| Book / Page | 2411 / 0419 |
| Map Reference | MB5 PG32 |
| Instrument Date | May 26, 2017 |
| Instrument | 2017004863 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 416 DAVID ST, ELSBERRY, MO 63343-1122 |
| Document Number | 2017004864 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017004864 |
| Name | FIRST COMMUNITY CU OF BELOIT |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,657 (-) Land $3,025 Building $14,632 | ||
| 2025 | $1,084.00 (+11.29%) | $17,657 (+11.79%) Land $3,025 Building $14,632 | $92,930 (+11.79%) Land $15,920 Building $77,010 |
| 2023 | $974.00 (+6.1%) | $15,795 Land $1,891 Building $13,904 | $83,130 Land $9,950 Building $73,180 |
| 2022 | $918.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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