416 Corte Mismo, Bakersfield, CA 93314 Property Records

Kern County property record for 416 Corte Mismo, Bakersfield, CA 93314

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,558 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Sep 2026)
Tax Bill	$5,364 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`409-232-14-00-1`

Property Details

APN / Parcel Number

Primary APN	`409-232-14-00-1`
Alternative APNs	`409-232-14-7` `4092321400` `40923214`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	2,371 sqft
1st Floor Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	785 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	409232147
Street Address	416 CORTE MISMO
City	BAKERSFIELD
State	CA
Zip	93314-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5084 , BLOCK PH2, LOT 88
Legal Subdivision	TRACT 5084
Legal Tract	5084
Legal Block	1
Legal Lot Number	88
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1003
Census Tract	3820

Owner

Source: Kern County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 CORTE MISMO, BAKERSFIELD, CA 93314-4235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Dec 27, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) VALLEY STRONG CU
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY STRONG CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Aug 24, 2007 · Amount on Record
Deed Document Number	2026107724
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Sep 10, 2026
Property Address	416 CORTE MISMO, BAKERSFIELD, CA 93314-4235
Document Number	0000107724
Instrument Date	Jul 30, 2026
Instrument	2026107724
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,550.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 CORTE MISMO, BAKERSFIELD, CA 93314-4235

Mortgage

Document Number	0000107725,
Date	Sep 10, 2026
Instrument	2026107725

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	416 CORTE MISMO, BAKERSFIELD, CA 93314-4235
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 CORTE MISMO, BAKERSFIELD, CA 93314-4235

Mortgage

Document Number	0000239985
Date	Dec 27, 2021
Instrument	221239985

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93389

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	416 CORTE MISMO, BAKERSFIELD, CA 93314-4235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053026
Date	Apr 27, 2020
Instrument	220053026

Lender

Name	VALLEY STRONG CREDIT UNION
Type	Non-Lending Institution
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$355,027 (+2%) Land $160,764 Building $194,263
2025	$5,364.00 (+3.83%)	$348,066 (+4.04%) Land $157,612 Building $190,454
2023	$5,166.00 (+1.81%)	$334,552 Land $151,493 Building $183,059
2022	$5,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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