416 Collier St, Elba, AL 36323 Property Records

Coffee County property record for 416 Collier St, Elba, AL 36323

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,100 sqft · built 1954
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jan 2020)
Tax Bill	$500 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2020 Sale
Flood Zone	Zone X (reduced by levee)
APN	`1103083001045000`

Property Details

APN / Parcel Number

Primary APN	`1103083001045000`
Alternative APNs	`616907` `10454`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,100 sqft Living Area
Gross Area	1,088 sqft
1st Floor Area	3,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)
Porch	Slab
Porch Area	234 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	616907
Street Address	416 COLLIER ST
City	ELBA
State	AL
Zip	36323-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON N ROW OF W COLLIER ST 70 E OF N CLAXTON AVE TH N175 ELY 100 SELY 175 WLY 100 TO POB
Legal Range	20E
Legal Township	5N
Legal Section	08
Jurisdiction	COFFEE AL
Township / Civil Division	ELBA
Census Block Group	5
Census Block	5016
Census Tract	10500

Owner

416 Collier St is owned and occupied by an individual who bought it in January 2020.

Source: Coffee County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	416 COLLIER ST, ELBA, AL 36323-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jan 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Deed Book / Page	191A / 41
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	416 COLLIER ST, ELBA, AL 36323-1721
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00237A/736
Date	Jan 28, 2026
Book Page	237A/736

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2041

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Jan 10, 2020
Property Address	416 COLLIER ST, ELBA, AL 36323-1721
Document Number	000191A/41
Book / Page	191A / 41
Instrument Date	Jan 8, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 CHAPELWOOD DR, DOTHAN, AL 36305-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 COLLIER ST, ELBA, AL 36323-1721

Tax Assessment & Valuation

The 2025 property tax bill for 416 Collier St was $500 with a homeowner's exemption.

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Municipality	Elba City
Unified School District	Elba City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$500.00	$12,880 Land $667 Building $12,213	$128,580 Land $6,660 Building $121,920
2023		$11,800 (-)	$117,850 (-) Land $6,000 Building $111,850
2022	$461.00 Homeowner's exemption	$11,800	$117,850 Land $6,000 Building $111,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Collier St in Zone X, where a levee reduces flood risk, though there have been 69 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	69 (1990–2015)
Claims Outside the SFHA	66 of 69
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims Severe Storms And Flooding, Mar 1998 · 51 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Collier St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELBA, THE WW AND EB OF THE serves 5,262 people · EPA ID AL0000295
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Carbon tetrachloride resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000

May also be available: Verizon.

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