416 Clemson Tree Ln, Clover, SC 29710 Property Records

York County property record for 416 Clemson Tree Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,986 sqft · built 2022
Lot Size	0.229 acres (9,974 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Aug 2025)
Tax Bill	$3,177 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`559-03-01-483`

Property Details

APN / Parcel Number

Primary APN	`559-03-01-483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,986 sqft Living Area
Gross Area	3,733 sqft
1st Floor Area	1,333 sqft
2nd Floor Area	1,653 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Lot Area	9,974 sqft (0.229 acres)
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	157 sqft

Location & Zoning

Street Address	416 CLEMSON TREE LN
City	CLOVER
State	SC
Zip	29710-1688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT# 364 PADDLERS COVE PHS 3D 1
Legal Subdivision	PADDLERS COVE PHS 3D 1
Legal Lot Number	364
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2021
Census Tract	61706

Owner

416 Clemson Tree Ln is owned and occupied by two individuals who bought it in August 2025.

Source: York County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 CLEMSON TREE LN, CLOVER, SC 29710-1688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed, Transfer · VA Mortgage BARRETT FINANCIAL GROUP LLC
Mar 17, 2023	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Mar 17, 2023 · Amount on File
Deed Document Number	202527334
Deed Book / Page	22083 / 116
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 15, 2025
Property Address	416 CLEMSON TREE LN, CLOVER, SC 29710-1688
Document Number	2208300116
Book / Page	22083 / 116
Map Reference	MB 167 PG 398
Instrument Date	Aug 15, 2025
Instrument	2025027334
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 CLEMSON TREE LN, CLOVER, SC 29710-1688

Mortgage

Document Number	2025027335
Date	Aug 15, 2025
Instrument	2025027335

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.49%
Max Rate At Change	6.49%
Index	1-Year CMT
Max Rate	10.4%

March 2023: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	YORK SC
Recording Date	Mar 17, 2023
Property Address	416 CLEMSON TREE LN, CLOVER, SC 29710-1688
Document Number	2066300423
Book / Page	20663 / 423
Map Reference	MB 167 PG 398
Instrument Date	Mar 16, 2023
Instrument	2023007594
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2026
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,437.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2023007595
Date	Mar 17, 2023
Instrument	2023007595

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 416 Clemson Tree Ln was $3,177.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,177.00	$23,208 Land $3,000 Building $20,208	$580,200 Land $75,000 Building $505,200
2023	$2,697.00	$18,616 Land $2,600 Building $16,016	$465,410 Land $65,000 Building $400,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Clemson Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Clemson Tree Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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