416 Cherry St, Bay, AR 72411 Property Records

Craighead County property record for 416 Cherry St, Bay, AR 72411

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,337 sqft
Owner	Individual Name on Record
Last Sale	$60,000 (Dec 2021)
Tax Bill	$775 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-135213-08000`

Property Details

APN / Parcel Number

Primary APN	`10-135213-08000`
Alternative APN	`824495`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Driveway	Driveway
Driveway Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	824495
Street Address	416 CHERRY ST
City	BAY
State	AR
Zip	72411-9479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDERS ORIG. SURV. TO BAY PT BLK G
Legal Range	05
Legal Township	13
Legal Section	21
Legal Subdivision	ELDERS ORIG SURV TO BAY
Legal Block	G
Legal Lot Number	G
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	MAUMELLE
Census Block Group	2
Census Block	2020
Census Tract	900

Owner

Source: Craighead County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 261, BAY, AR 72411-0261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Aug 13, 2009 · Amount on Record
Deed Document Number	2021R-030031
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Dec 13, 2021
Property Address	416 CHERRY ST, BAY, AR 72411-9479
Document Number	2021R030031
Instrument Date	Dec 9, 2021
Instrument	2021R-030031
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1917 SANDBROOK DR, JONESBORO, AR 72404-0678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX BOX261, BAY, AR 72411-0261

Mortgage

Document Number	2021R030032
Date	Dec 13, 2021
Instrument	2021R-030032

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Craighead County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bay City
Unified School District	Bay School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$775.00 (+96.7%) Homeowner's exemption	$14,681 (-) Land $2,000 Building $12,681
2023	$394.00 Homeowner's exemption	$14,681 Land $2,000 Building $12,681	$73,405 Land $10,000 Building $63,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	9 (2001–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms And Flooding, Dec 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY WATERWORKS serves 1,938 people · EPA ID AR0000129
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empower, delivered by CECC, Right Fiber.

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