Oldham County property record for 416 Cherry Ln, Pewee Valley, KY 40056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 1955 |
| Lot Size | 0.854 acres (37,198 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (May 2026) |
| Tax Bill | $3,998 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-PV.09-01-1 |
| Primary APN | 25-PV.09-01-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 37,198 sqft (0.854 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 69086 |
|---|---|
| Street Address | 416 CHERRY LN |
| City | PEWEE VALLEY |
| State | KY |
| Zip | 40056-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | MAPLE MEADOWS SUB |
| Legal Block | SEC 1 |
| Legal Lot Number | 1 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30501 |
Source: Oldham County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 6, 2026 | Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Feb 17, 2022 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Sep 13, 2021 | Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Mar 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP |
| Jul 19, 2018 | Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 2026861737 |
| Deed Book / Page | 1440 / 315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 6, 2026 |
| Property Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | 0000861737 |
| Book / Page | 1440 / 315 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026.861737 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | LIMESTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,885.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | 0000861737, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 2743/1 |
| Instrument | 2026.861737 |
| Name | NORTHPOINTE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2572/138 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | M2572/138 |
| Instrument | 678324 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2572/122 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | M2572/122 |
| Instrument | 678308 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 13, 2021 |
| Property Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | D1302/432 |
| Book / Page | D1302 / 432 |
| Map Reference | MB 77 PG 18 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 655042 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 741 MEADOR PORT OLIVER RD, 741, SCOTTSVILLE, KY 42164-9575 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | 655045 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 655045 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2338/0001 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | M2338/0001 |
| Instrument | 549217 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jul 19, 2018 |
| Property Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | D1196/0342 |
| Book / Page | D1196 / 0342 |
| Map Reference | MB77 PG18 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 541298 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 CONSTITUTION ST, 139, LEXINGTON, KY 40507-2112 |
| Name | Verified Name |
|---|---|
| Address | 416 CHERRY LN, PEWEE VALLEY, KY 40056-9051 |
| Document Number | 541299 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 541299 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | Pewee Valley City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,998.00 (-0.82%) | $325,000 (-) Land $40,000 Building $285,000 | $325,000 (-) Land $40,000 Building $285,000 |
| 2023 | $4,031.00 | $325,000 Land $40,000 Building $285,000 | $325,000 Land $40,000 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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