416 Chambers St, Ottawa, IL 61350 Property Records

LaSalle County property record for 416 Chambers St, Ottawa, IL 61350 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,234 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$234,500 (Dec 2023)
Tax Bill	$8,940 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-14-208-019`

Property Details

APN / Parcel Number

Primary APN	`22-14-208-019`
Alternative APN	`18-14-204-010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,234 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	416 CHAMBERS ST
City	OTTAWA
State	IL
Zip	61350-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLOVER'S ADD, BEG AT NW COR LT 1 BLK 11, N60' E120' S60' W120' TO POB, ALSO BEG 60' N NW COR LT 1 BLK11,E60' N10' W75'S10' E1
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	GLOVERS ADD
Legal Block	11
Legal Lot Number	1
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	2
Census Block	2022
Census Tract	963600

Owner

Source: LaSalle County records · APN 22-14-208-019

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	416 CHAMBERS ST, OTTAWA, IL 61350-3816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OTTAWA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	202313903
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 29, 2023
Property Address	416 CHAMBERS ST, OTTAWA, IL 61350-3816
Document Number	0202313903
Instrument Date	Dec 01, 2023
Instrument	2023-13903
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$351.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 CHAMBERS ST, OTTAWA, IL 61350-3816

Mortgage

Document Number	0202313904
Date	Dec 29, 2023
Instrument	2023-13904

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	416 CHAMBERS ST, OTTAWA, IL 61350-3816
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700497
Date	Jan 11, 2017
Instrument	201700497

Lender

Name	FIRST NATIONAL BANK OTTAWA
Type	Bank
Address	IL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 02, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2022
Min Rate At Change	4.6%
Max Rate At Change	6.6%

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,940.00 (+6.33%)	$94,771 (+17.98%) Land $9,223 Building $85,548	$284,313 (+17.98%) Land $27,669 Building $256,644
2024	$8,408.00 (+6.42%)
2023		$80,326 (+9.53%) Land $7,817 Building $72,509	$240,978 (+9.53%) Land $23,451 Building $217,527
2022	$7,901.00	$73,337 Land $5,106 Building $68,231	$220,011 Land $15,318 Building $204,693

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Mediacom Communications	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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