Berks County property record for 416 Centre St, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,526 sqft · built 1928 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,500 (Dec 1993) |
| Tax Bill | $1,219 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5308-16-84-8856 |
| Primary APN | 5308-16-84-8856 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,526 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 66237900 |
|---|---|
| Street Address | 416 CENTRE ST |
| City | READING |
| State | PA |
| Zip | 19605-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 84 |
| Legal Lot Number | 85 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MUHLENBERG |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 12600 |
416 Centre St is owned and occupied by an individual who bought it in December 1993.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 CENTRE ST, READING, PA 19605-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU |
| Aug 31, 2017 | Deed, Transfer · Conventional Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1993 · Amount on File |
| Deed Sale | Dec 31, 1993 · Amount on File |
| Deed Book / Page | 2498 / 1557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 416 CENTRE ST, READING, PA 19605-3104 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000025143 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 2023025143 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 28, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 31, 2017 |
| Property Address | 416 CENTRE ST, READING, PA 19605-3104 |
| Document Number | 0000031967 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 2017031967 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $19,900.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 CEDAR ST, READING, PA 19601 |
| Document Number | 0000031968 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017031968 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 416 Centre St was $1,219 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Muhlenberg Township |
| Unified School District | Muhlenberg School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,219.00 Homeowner's exemption | $81,200 Land $32,900 Building $48,300 | $32,900 Land $32,900 |
| 2024 | $1,140.00 | $81,200 Land $32,900 Building $48,300 | |
| 1994 | $81,200 Land $32,900 Building $48,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Centre St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 416 Centre St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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