416 Cedar St, Washington, MO 63090 Property Records

Franklin County property record for 416 Cedar St, Washington, MO 63090

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,494 sqft · built 1905
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$2,232 (2025)
Deeds & MortgagesJul 2024 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-5-22.0-2-099-043.000

Property Details

APN / Parcel Number

Primary APN10-5-22.0-2-099-043.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,494 sqft Living Area

Exterior

Year BuiltBuilt 1905
Architectural StyleOther
Exterior MaterialBrick
Construction TypeBrick
Lot Area8,712 sqft (0.2 acres)
Garage Area500 sqft

Location & Zoning

Street Address416 CEDAR ST
CityWASHINGTON
StateMO
Zip63090-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE NW E CEDAR ST
Legal Range01W
Legal Township44
Legal Section22
Legal QuarterNW
Legal SubdivisionTRACTS
Legal Block99
JurisdictionFRANKLIN MO
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3044
Census Tract800302

Owner

416 Cedar St is owned and occupied by an individual who acquired it in July 2024.

Source: Franklin County records, as of November 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address416 CEDAR ST, WASHINGTON, MO 63090-2308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2024Warranty Deed, Transfer · Line of Credit
CITIZENS BANK
Jul 16, 2021Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024
Deed SaleJul 1, 2024
Prior SaleJul 16, 2021
Deed Document Number2407465
Record UpdatedJun 8, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJul 1, 2024
Property Address416 CEDAR ST, WASHINGTON, MO 63090-2308
Document Number0002407465
Instrument DateJun 28, 2024
Instrument2407465
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanyTRUE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address416 CEDAR ST, WASHINGTON, MO 63090-2308

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 CEDAR ST, WASHINGTON, MO 63090-2308

Mortgage

Document Number0002407466
DateJul 1, 2024
Instrument2407466
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJul 16, 2021
Property Address416 CEDAR ST, WASHINGTON, MO 63090-2308
Document Number0002113340
Instrument DateJul 14, 2021
Instrument2113340
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 CEDAR ST, WASHINGTON, MO 63090-2308
InvestorPossibly a Property Investor

Mortgage

Document Number0002113341
DateJul 16, 2021
Instrument2113341
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 416 Cedar St was $2,232.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityWashington City
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,232.00$40,027$210,670 Land $17,500 Building $193,170
2023$2,023.00 (+3.16%)$35,636$187,560 Land $17,500 Building $170,060
2022$1,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON PWS
serves 14,068 people · EPA ID MO6010838
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: AT&T, Gateway Fiber.

Nearby Properties on Cedar St

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