Comal County property record for 416 Cavy Rd, New Braunfels, TX 78132
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,336 sqft · built 2024 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,990 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-0163-2340-00 |
| Primary APN | 56-0163-2340-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,336 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Attached |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Account Number | 423597 |
|---|---|
| Street Address | 416 CAVY RD |
| City | NEW BRAUNFELS |
| State | TX |
| Zip | 78132-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINTAGE OAKS AT THE VINEYARD 25, LOT 2008 |
| Legal Subdivision | VINTAGE OAKS AT THE VINEYARD 25 |
| Legal Lot Number | 2008 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | NEW BRAUNFELS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 310901 |
Source: Comal County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 311597, NEW BRAUNFELS, TX 78131-1597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA |
| Dec 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 |
| Deed Sale | Jul 19, 2019 |
| Deed Document Number | 201906024806 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 416 CAVY RD, NEW BRAUNFELS, TX 78132-3446 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | PROVIDENCE TITLE, PROVIDENCE NB |
| Name | Verified Name |
|---|---|
| Address | 416 CAVY RD, NEW BRAUNFELS, TX 78132-3446 |
| Document Number | 0006040212 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 202506040212 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 416 CAVY RD, NEW BRAUNFELS, TX 78132-3446 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0006039015 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 202306039015 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Comal County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,230,616 (+445.75%) Land $214,220 Building $1,016,396 | $1,230,616 (+445.75%) Land $214,220 Building $1,016,396 | |
| 2024 | $2,990.00 | ||
| 2023 | $225,490 Land $225,490 | $225,490 Land $225,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 20 (1998–2021) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWTX TRIPLE PEAK PLANT private · serves 32,973 people · EPA ID TX0460172 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Centric Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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