416 Captains Cv, Unit C, Edenton, NC 27932 Property Records

Chowan County property record for 416 Captains Cv, Unit C, Edenton, NC 27932

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,465 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$325,000 (Nov 2023)
Tax Bill	$2,801 (2026)
Deeds & Mortgages	Nov 2025 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6884CC553588`

Property Details

APN / Parcel Number

Primary APN	`6884CC553588`
Alternative APNs	`50417` `51961` `50727`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	6 Units
Stories	1 Story
Building Area	1,465 sqft Living Area
Gross Area	2,430 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Mixed
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	50727
Street Address	416 CAPTAINS CV, C
City	EDENTON
State	NC
Zip	27932-8867
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R10
Legal Description	UNIT C BLDG 3 WLC
Legal Subdivision	WHARF LANDING CONDOS
Jurisdiction	CHOWAN NC
Township / Civil Division	1, EDENTON
Census Block Group	1
Census Block	1025
Census Tract	930101

Owner

416 Captains Cv, Unit C is owned by two individuals who acquired it in October 2025.

Source: Chowan County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 SCHOONER LANDING DR, EDENTON, NC 27932-8836
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Gift Deed, Transfer
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Apr 11, 2006 · Amount on File
Last Transfer Date	Oct 10, 2025
Transfer Doc	000600/926
Record Updated	Oct 29, 2026

November 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHOWAN NC
Recording Date	Nov 24, 2025
Property Address	416 CAPTAINS CV UNIT C, C, EDENTON, NC 27932-8867
Document Number	000600/926
Book / Page	600 / 926
Map Reference	MB 1 PG 18
Instrument Date	Oct 10, 2025
Instrument	430831
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 SCHOONER LANDING DR, EDENTON, NC 27932-8836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 SCHOONER LANDING DR, EDENTON, NC 27932-8836

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOWAN NC
Recording Date	Nov 20, 2023
Property Address	416 CAPTAINS CV UNIT C, C, EDENTON, NC 27932-8867
Document Number	000576/283
Book / Page	576 / 283
Map Reference	MB 1 PG 18-21
Instrument Date	Nov 8, 2023
Instrument	426478
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 NE 112TH AVE # AVEF100, AVEF100, VANCOUVER, WA 98684-4931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 CAPTAINS CV UNIT C, C, EDENTON, NC 27932-8867

Mortgage

Document Number	0000426479
Date	Nov 20, 2023
Instrument	426479

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	6.12%
Max Rate At Change	10.1%
Max Rate	13.1%

Tax Assessment & Valuation

The 2026 property tax bill for 416 Captains Cv, Unit C was $2,801, up 8.9% from the year before.

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Municipality	Edenton Town
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,801.00 (+8.95%)	$233,447 (+4.41%) Building $233,447	$233,447 (+4.41%)
2025	$2,571.00	$223,594 Building $223,594	$223,594
2023	$2,448.00	$223,594 Building $223,594	$223,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Captains Cv, Unit C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 units insured incl. 42 condo units
Nearby Flood Claims	44 (1998–2019)
Claims Outside the SFHA	8 of 44
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Irene, Aug 2011 · 11 claims Hurricane Isabel, Sep 2003 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Captains Cv, Unit C is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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