Salem County and Elmer Borough property record for 416 Broad St, Elmer, NJ 08318
| Property Type | Single Family Home |
|---|---|
| Details | 2,180 sqft · built 1997 |
| Lot Size | 0.694 acres (30,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Jan 2026) |
| Tax Bill | $10,414 (2024) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00022-0000-00010 |
| Primary APN | 03-00022-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,180 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 30,250 sqft (0.694 acres) |
| Lot Dimensions | 242 ft deep x 125 ft wide |
| Street Address | 416 BROAD ST |
|---|---|
| City | ELMER |
| State | NJ |
| Zip | 08318-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | INCL BLK 22 P/O LOT 10 |
| Legal Subdivision | INCL |
| Legal Block | 22 |
| Legal Lot Number | 10 |
| Jurisdiction | SALEM NJ |
| Township / Civil Division | ELMER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21000 |
Source: Salem County and Elmer Borough assessment roll, APN 03-00022-0000-00010, as of July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 BROAD ST, ELMER, NJ 08318-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 09, 2025 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 02, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage ACRE MORTGAGE & FINANCIAL INC |
| Jan 13, 2021 | Deed, Transfer · VA Mortgage GATEWAY FIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 2026 · Amount on Record |
| Deed Sale | Jan 02, 2026 · Amount on Record |
| Prior Sale | Jan 13, 2021 · Amount on Record |
| Deed Document Number | 202626 |
| Deed Book / Page | 4750 / 1724 |
| Prior Transfer Date | Jan 23, 1997 |
| Prior Transfer Doc | 0000096171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 416 BROAD ST, ELMER, NJ 08318-2208 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 416 BROAD ST, PITTSGROVE, NJ 08318-2208 |
| Document Number | 0047251203 |
|---|---|
| Date | Apr 09, 2025 |
| Book Page | 4725/1203 |
| Instrument | 2025003085 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | Jan 02, 2026 |
| Property Address | 416 BROAD ST, ELMER, NJ 08318-2208 |
| Document Number | 0047501724 |
| Book / Page | 4750 / 1724 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026000026 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | HOMEBUYERS ABSTRACT LLC, HOME PROS ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 BROAD ST, ELMER, NJ 08318-2208 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 416 BROAD ST, ELMER, NJ 08318-2208 |
| Document Number | 2026000027 |
|---|---|
| Date | Jan 02, 2026 |
| Instrument | 2026000027 |
| Name | ACRE MORTGAGE & FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | Jan 13, 2021 |
| Property Address | 416 BROAD ST, ELMER, NJ 08318-2208 |
| Document Number | 0045740081 |
| Book / Page | 4574 / 81 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2021000377 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | CORETITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,871.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 BROAD ST, 416, ELMER, NJ 08318-2208 |
| Name | Verified Name |
|---|---|
| Address | 416 BROAD ST, ELMER, NJ 08318-2208 |
| Document Number | 2021000378 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021000378 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Salem County and Elmer Borough assessment roll as of July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Salem County |
| Municipality | Elmer Borough |
| Unified School District | Pittsgrove Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,500 (-) Land $40,100 Building $220,400 | $260,500 (-) Land $40,100 Building $220,400 | |
| 2025 | $260,500 (-) Land $40,100 Building $220,400 | $260,500 (-) Land $40,100 Building $220,400 | |
| 2024 | $10,414.00 (+6.41%) | ||
| 2023 | $260,500 Land $40,100 Building $220,400 | $260,500 Land $40,100 Building $220,400 | |
| 2022 | $9,787.00 |
Source: FEMA National Flood Hazard Layer, Salem County (34033C), as of June 27, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340330210002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 183 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system NJ1702001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELMER BORO W DEPT serves 1,385 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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