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  5. Bald Knob Rd

416 Bald Knob Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 416 Bald Knob Rd, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,232 sqft · built 2005
Lot Size6.41 acres (279,220 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Feb 2023)
Tax Bill$1,185 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3082832623

Property Details

APN / Parcel Number

Primary APN3082832623
Alternative APNs
  • 82803
  • 3932

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area279,220 sqft (6.41 acres)

Exterior Amenities

PorchSlab
Porch Area440 sqft
Deck Area330 sqft
Canopy18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number82803
Street Address416 BALD KNOB RD
CitySPARTA
StateNC
Zip28675-9100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description#2 THOMPSON LEWIS
Legal SubdivisionLEWIS THOMPSON PROPERTY
Legal Block551
Legal Lot Number2
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group1
Census Block1018
Census Tract950200

Owner

Source: Alleghany County records · APN 3082832623

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address416 BALD KNOB RD, SPARTA, NC 28675-9100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Feb 03, 2023Warranty Deed, Transfer · Conventional Mortgage
ALLY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2023 · Amount on Record
Deed SaleFeb 03, 2023 · Amount on Record
Prior SaleAug 19, 2016 · Amount on Record
Deed Document Number2023219
Deed Book / Page434 / 865
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address416 BALD KNOB RD, SPARTA, NC 28675-9100
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00453/1312
DateNov 26, 2025
Book Page453/1312
Instrument2025002402
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
Address24 EXECUTIVE PARK STE 250, IRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 20, 2045
Interest
Change FrequencyMonthly

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateFeb 03, 2023
Property Address416 BALD KNOB RD, SPARTA, NC 28675-9100
Document Number000434/865
Book / Page434 / 865
Instrument DateJan 27, 2023
Instrument219
Transaction TypeTransfer
Record UpdatedFeb 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2919 BUENA VISTA RD, WINSTON SALEM, NC 27106-5724

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 1 2 WOODALL COURT, CHARLESTON, SC 29403

Mortgage

Document Number0000000220
DateFeb 03, 2023
Instrument220
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$175,900 (+1.38%) Land $69,600 Building $106,300$175,900 (+3.41%) Land $69,600 Building $106,300
2025$1,185.00$173,500 (+2%) Land $69,600 Building $103,900
2023$170,100 Land $69,600 Building $100,500$170,100 (-1.96%) Land $69,600 Building $100,500
2021$173,500 Land $69,600 Building $103,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2018–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber		2,000 / 2,000

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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