416 Ambrose Ln, Monroe, NC 28110 Property Records

Union County property record for 416 Ambrose Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,905 sqft · built 1993
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2022)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-165-151`

Property Details

APN / Parcel Number

Primary APN	`08-165-151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	414 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 AMBROSE LN
City	MONROE
State	NC
Zip	28110-9722
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#72 ASBURY DOWNS PHII OPCC890
Legal Subdivision	ASBURY DOWNS
Legal Lot Number	72
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1004
Census Tract	20206

Owner

416 Ambrose Ln, a rural home, is owned and occupied by two individuals who bought it in July 2022.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 AMBROSE LN, MONROE, NC 28110-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Warranty Deed, Transfer · VA Mortgage WRIGHT-PATT CREDIT UNION INC
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Aug 5, 2019 · Amount on File
Deed Document Number	202224051
Deed Book / Page	8518 / 452
Prior Transfer Date	Mar 23, 2007
Prior Transfer Doc	4499129
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 5, 2022
Property Address	416 AMBROSE LN, MONROE, NC 28110-9722
Document Number	0008518452
Book / Page	8518 / 452
Map Reference	CAB C FILE 890
Instrument Date	Jul 5, 2022
Instrument	24051
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 AMBROSE LN, 416, MONROE, NC 28110-9722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 AMBROSE LN, MONROE, NC 28110-9722

Mortgage

Document Number	0000024052
Date	Jul 5, 2022
Instrument	24052

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	416 AMBROSE LN, MONROE, NC 28110-9722
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008405120
Date	Feb 22, 2022
Book Page	8405/120
Instrument	6596

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 5, 2019
Property Address	416 AMBROSE LN, MONROE, NC 28110-9722
Document Number	7432435
Book / Page	007432 / 000435
Instrument Date	Aug 5, 2019
Instrument	22746
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 AMBROSE LN MONROE NC 281109722, MONROE, NC 28110-9722

Mortgage

Document Number	7432437
Date	Aug 5, 2019
Book Page	007432/000437
Instrument	22747

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	416 AMBROSE LN, MONROE, NC 28110-9722
Document Number	7171545
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 AMBROSE LN MONROE NC 281109722, MONROE, NC 28110-9722

Mortgage

Document Number	7171545
Date	Jun 7, 2018
Book Page	007171/000545
Instrument	15533

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 416 Ambrose Ln was $2,306.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,900 (-) Land $79,000 Building $374,900	$453,900 (-) Land $79,000 Building $374,900
2025	$2,306.00	$453,900 Land $79,000 Building $374,900	$453,900 Land $79,000 Building $374,900
2023	$1,872.00	$279,800 Land $40,200 Building $239,600	$279,800 Land $40,200 Building $239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Ambrose Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Ambrose Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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