416 Adams St, Ottawa, IL 61350 Property Records

LaSalle County property record for 416 Adams St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,938 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2023)
Tax Bill	$6,271 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-14-204-004`

Property Details

APN / Parcel Number

Primary APN	`22-14-204-004`
Alternative APN	`18-14-205-004`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,938 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	416 ADAMS ST
City	OTTAWA
State	IL
Zip	61350-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLOVER'S ADD TO OTTAWA, LT 7 BLK 7 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	GLOVERS ADD
Legal Block	7
Legal Lot Number	7
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	2
Census Block	2033
Census Tract	963600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 ADAMS ST, OTTAWA, IL 61350-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	202311234
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 27, 2023
Property Address	416 ADAMS ST, OTTAWA, IL 61350-5104
Document Number	0202311234
Instrument Date	Oct 26, 2023
Instrument	2023-11234
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 ADAMS ST, OTTAWA, IL 61350-5104

Mortgage

Document Number	0202311235
Date	Oct 27, 2023
Instrument	2023-11235

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	416 ADAMS ST, OTTAWA, IL 61350-5104
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202109076
Date	Jun 14, 2021
Instrument	2021-09076

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,271.00 (+6.58%)	$68,275 (+17.98%) Land $6,903 Building $61,372	$204,825 (+17.98%) Land $20,709 Building $184,116
2024	$5,884.00
2023		$57,869 (+9.53%) Land $5,851 Building $52,018	$173,607 (+9.53%) Land $17,553 Building $156,054
2022		$52,834 Land $7,750 Building $45,084	$158,502 Land $23,250 Building $135,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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