416 6th St, Carrollton, KY 41008 Property Records

Carroll County property record for 416 6th St, Carrollton, KY 41008

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,472 sqft
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$247,000 (Jul 2023)
Tax Bill$2,485 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Feb 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNC1-34-09

Property Details

APN / Parcel Number

Primary APNC1-34-09
Alternative APNs
  • 117991
  • 91882

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,472 sqft Living Area
Basement Area564 sqft
Unfinished Basement564 sqft

Exterior

Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions86 ft deep x 104 ft wide
PorchPorch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number117991
Street Address416 6TH ST
CityCARROLLTON
StateKY
Zip41008-1357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & CORNER LOT
Legal SubdivisionSIXTH AND CLAY STREET
JurisdictionCARROLL KY
Township / Civil DivisionCARROLLTON
Census Block Group2
Census Block2027
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Carrollton Historic District
listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

416 6th St is owned and occupied by two individuals who bought it in July 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address416 6TH ST, CARROLLTON, KY 41008-1357
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Feb 24, 2023Deed of Trust, Mortgage · Line of Credit
THE FARMERS BANK OF MILTON
Aug 19, 2022Deed of Trust, Mortgage · Line of Credit
THE FARMERS BANK OF MILTON
Aug 13, 2018Deed, Transfer
THE FARMERS BANK OF MILTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2023 · Amount on File
Deed SaleJul 31, 2023 · Amount on File
Prior SaleAug 13, 2018 · Amount on File
Deed Document Number20232205673
Deed Book / Page228 / 289
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL KY
Recording DateJul 31, 2023
Property Address416 6TH ST, CARROLLTON, KY 41008-1357
Document Number00D228/289
Book / PageD228 / 289
Instrument DateJul 24, 2023
Instrument2205673
Transaction TypeTransfer
Record UpdatedAug 9, 2023
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address156 WINDY RIDGE RD, BEDFORD, KY 40006-8631

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address416 6TH ST, CARROLLTON, KY 41008-1357

Mortgage

Document Number0002205678
DateJul 31, 2023
Instrument2205678
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL KY
Property Address416 6TH ST, CARROLLTON, KY 41008-1357
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address156 WINDY RIDGE RD, BEDFORD, KY 40006-8631

Mortgage

Document Number00M279/592
DateFeb 24, 2023
Book PageM279/592
Instrument2204070
Lender
NameTHE FARMERS BANK OF MILTON
TypeBank
AddressCARROLLTON, KY 41008
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 11, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL KY
Property Address416 6TH ST, CARROLLTON, KY 41008-1357
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address156 WINDY RIDGE RD, BEDFORD, KY 40006-8631

Mortgage

Document Number00M276/560
DateAug 19, 2022
Book PageM276/560
Instrument2202183
Lender
NameTHE FARMERS BANK OF MILTON
TypeBank
AddressCARROLLTON, KY 41008
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 1, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL KY
Recording DateAug 13, 2018
Property Address416 6TH ST, CARROLLTON, KY 41008-1357
Document Number00D209/104
Book / PageD209 / 104
Instrument DateAug 11, 2018
Instrument95278
Transaction TypeTransfer
Record UpdatedFeb 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$53.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3710 FIRE THORN DR, 3710, LAGRANGE, KY 40031-9641

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address156 WINDY RIDGE RD, BEDFORD, KY 40006-8631

Mortgage

Document Number000M245151
DateAug 13, 2018
InstrumentM245/151
Lender
NameTHE FARMERS BANK OF MILTON
TypeBank
Agreement
AmountAmount on Record
Term180 Months
DueAug 11, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 416 6th St was $2,485, down 0.4% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCarroll County
MunicipalityCarrollton City
Unified School DistrictCarroll County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,485.00 (-0.36%)$247,000 (-) Land $12,000 Building $235,000$247,000 (-) Land $12,000 Building $235,000
2025$2,494.00$247,000 Land $12,000 Building $235,000$247,000 Land $12,000 Building $235,000
2023$1,911.00 (+2%)$247,000 (+285.94%) Land $12,000 Building $235,000$247,000 (+285.94%) Land $12,000 Building $235,000
2022$637.00$64,000 Land $8,000 Building $56,000$64,000 Land $8,000 Building $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 416 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimAug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLLTON UTILITIES
serves 6,851 people · EPA ID KY0210067
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on 6th St

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