416 3rd Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 416 3rd Ave, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1962
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$849,000 (Feb 2026)
Tax Bill$1,991 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-07-FY-12-21

Property Details

APN / Parcel Number

Primary APN28-38-07-FY-12-21
Alternative APNs
  • 28-38-07-FY-00012.0-0021.00
  • 2847463

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,580 sqft Living Area
Gross Area2,395 sqft
1st Floor Area1,580 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 96.3 ft wide
Garage TypeAttached
Garage Area440 sqft
PorchFlorida Room
Porch Area375 sqft
Deck Area1,243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2847463
Street Address416 3RD AVE
CityMELBOURNE BEACH
StateFL
Zip32951-2538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3RS
Legal DescriptionWILCOX MELBOURNE BEACH LOT 21 & E 30 FT OF LOT 22 BLK 12
Legal Range38E
Legal Township28S
Legal Section07
Legal SubdivisionWILCOX MELBOURNE BEACH
Legal Block12
Legal Lot Number21
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1027
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address416 3RD AVE, MELBOURNE BEACH, FL 32951-2538
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Warranty Deed, Transfer · Conventional Mortgage
MEADOWBROOK FINCL MTG BANKERS CORP
Sep 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2026 · Amount on Record
Deed SaleFeb 2, 2026 · Amount on Record
Prior SaleJul 11, 2025 · Amount on Record
Deed Document Number202621074
Deed Book / Page10537 / 501
Prior Transfer DateJan 27, 2011
Prior Transfer Doc0103430467
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateFeb 2, 2026
Property Address416 3RD AVE, MELBOURNE BEACH, FL 32951-2538
Document Number0105370501
Book / Page10537 / 501
Map ReferenceMB 1 PG 58
Instrument DateJan 30, 2026
Instrument2026021074
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,943.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address222 W YAMATO RD # RD241, RD241, BOCA RATON, FL 33431-4704

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 3RD AVE, MELBOURNE BEACH, FL 32951-2538

Mortgage

Document Number0010537502
DateFeb 2, 2026
Instrument10537/502
Lender
NameMEADOWBROOK FINCL MTG BANKERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateFeb 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Max Rate10.7%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address416 3RD AVE, MELBOURNE BEACH, FL 32951-2538
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082682437
DateSep 25, 2018
Book Page8268/2437
Instrument2018214213
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$545,270 (+230.47%)$545,270 (+4.88%)
2025$1,991.00 (+3.27%)$165,000 (+5.99%)$519,910 (-6.31%)
2024$1,928.00 (+3.05%)
2023$1,871.00 (+3.48%) Homeowner's exemption$155,680 (+3%)$554,910 (+4.36%) Land $360,000 Building $194,910
2022$1,808.00 Homeowner's exemption$151,150$531,730 Land $360,000 Building $171,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims40 (1979–2022)
Claims Outside the SFHA39 of 40
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number