416 2nd St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 416 2nd St, Cheraw, SC 29520

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,570 sqft · built 1980
Lot Size0.648 acres (28,258 sqft)
OwnerIndividual Name on Record
Tax Bill$1,264 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN271 009 005 010

Property Details

APN / Parcel Number

Primary APN271 009 005 010
Alternative APNs
  • 00037275
  • 02265693
  • 2265693

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,570 sqft Total Area
1st Floor Area2,570 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area28,258 sqft (0.648 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number00037275
Street Address416 2ND ST
CityCHERAW
StateSC
Zip29520-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1L
Legal SubdivisionESTATE OF JOHN KOLLOCK
JurisdictionCHESTERFIELD SC
Township / Civil DivisionCHERAW
Census Block Group1
Census Block1040
Census Tract950504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cheraw Historic District
listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesterfield County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address416 2ND ST, CHERAW, SC 29520-1702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 9, 2012
Transfer Doc00481/0341
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address416 2ND ST, CHERAW, SC 29520-1702
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number525/1248
DateJun 23, 2021
Book Page525/1248
Instrument202100002747
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueJun 18, 2046

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
MunicipalityCheraw Town
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,264.00 (+20.04%)$5,820 (+15.02%) Land $320 Building $5,500$207,000 (+63.51%) Land $8,000 Building $199,000
2023$1,053.00$5,060 Land $320 Building $4,740$126,600 Land $8,000 Building $118,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHERAW
serves 6,325 people · EPA ID SC1310001
Water SourceSurface water
Last State InspectionMar 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Sandhill Telephone Cooperative.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number