416 13th St, Opp, AL 36467 Property Records

Covington County property record for 416 13th St, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,021 sqft · built 1950
Lot Size	0.461 acres (20,094 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Feb 2025)
Tax Bill	$212 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-11-09-32-2-002-009.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-09-32-2-002-009.000`
Alternative APNs	`11093220020090000` `1109322002009000` `583690`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,094 sqft (0.461 acres)
Lot Dimensions	197 ft deep x 102 ft wide
Porch	Slab
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	583690
Street Address	416 13TH ST
City	OPP
State	AL
Zip	36467-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2025/2366 2/12/2025 COM @ SE COR OF NW4 OF NW4 SEC 32 T4N R18E TH W-210'; N-210' TO POB; TH W-197'; N-103'; E-197';
Legal Range	18E
Legal Township	04N
Legal Section	32
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	2
Census Block	2010
Census Tract	962600

Owner

416 13th St is owned and occupied by an individual who bought it in February 2025.

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	416 13TH ST, OPP, AL 36467-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Line of Credit ESCAMBIA COUNTY BANK
Dec 6, 2018	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on File
Deed Sale	Feb 14, 2025 · Amount on File
Deed Book / Page	2025 / 2366
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	416 13TH ST, OPP, AL 36467-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 13TH ST, OPP, AL 36467-3507

Mortgage

Document Number	2019/00282
Date	Jan 9, 2019
Book Page	2019/00282

Lender

Name	ESCAMBIA COUNTY BANK
Type	Bank
Address	FLOMATON, AL 36441

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 5, 2034

December 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	COVINGTON AL
Recording Date	Dec 6, 2018
Property Address	416 13TH ST, OPP, AL 36467-3507
Document Number	2018/17811
Book / Page	2018 / 17811
Instrument Date	Dec 6, 2018
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 13TH ST, OPP, AL 36467-3507
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 416 13th St was $212 with a homeowner's exemption, up 28.5% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$212.00 (+28.48%) Homeowner's exemption	$13,288 (+143.37%) Land $940 Building $12,348	$66,440 (+22%) Land $4,700 Building $61,740
2024	$165.00 (+20.44%) Homeowner's exemption	$5,460 (+16.47%) Land $480 Building $4,980	$54,460 (+16.17%) Land $4,700 Building $49,760
2023	$137.00 Homeowner's exemption	$4,688 Land $410 Building $4,278	$46,880 Land $4,100 Building $42,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 13th St is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 13th St

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