41597 Napoli St, Indio, CA 92203 Property Records

Riverside County property record for 41597 Napoli St, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,259 sqft · built 2004
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`692-200-058`

Property Details

APN / Parcel Number

Primary APN	`692-200-058`
Alternative APN	`679470058`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,259 sqft Living Area
Gross Area	2,929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679470058
Street Address	41597 NAPOLI ST
City	INDIO
State	CA
Zip	92203-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.19 ACRES NET IN LOT 58 MB 348/001 TR 31072
Legal Subdivision	TRACT NO 31072
Legal Tract	31072
Legal Lot Number	58
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45305

Owner

41597 Napoli St is owned and occupied by two individuals who acquired it in April 2026.

Source: Riverside County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41597 NAPOLI ST, INDIO, CA 92203-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 28, 2026	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 12, 2022	Intrafamily Transfer, Transfer
Oct 24, 2019	Deed of Trust, Mortgage · VA Mortgage VANMAR LNDG
Apr 19, 2017	Quit Claim Deed, Mortgage · VA Mortgage VANMAR LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026
Deed Sale	Apr 28, 2026
Prior Sale	Jan 13, 2012 · Amount on File
Deed Document Number	2026127001
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	0000357501
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 4, 2026
Property Address	41597 NAPOLI ST, INDIO, CA 92203-3110
Document Number	0000279935
Instrument Date	Aug 31, 2026
Instrument	2026279935
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41597 NAPOLI ST, INDIO, CA 92203-3110

Mortgage

Document Number	0000279935,
Date	Sep 4, 2026
Instrument	2026279935

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41597 NAPOLI ST, INDIO, CA 92203-3110
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41597 NAPOLI ST, INDIO, CA 92203-3110

Mortgage

Document Number	0000155696
Date	Mar 11, 2021
Instrument	2021-0155696

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 2, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41597 NAPOLI ST, INDIO, CA 92203-3110
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41597 NAPOLI ST, INDIO, CA 92203-3110

Mortgage

Document Number	0000745600
Date	Dec 20, 2021
Instrument	2021-0745600

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 28, 2026
Property Address	41597 NAPOLI ST, INDIO, CA 92203-3110
Document Number	0000127001
Instrument Date	Mar 11, 2025
Instrument	2026127001
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE CONNECT CA, TITLE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41597 NAPOLI ST, INDIO, CA 92203-3110

Mortgage

Document Number	0000127002,
Date	Apr 28, 2026
Instrument	2026127002

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 12, 2022
Property Address	41597 NAPOLI ST, INDIO, CA 92203-3110
Document Number	0000357501
Map Reference	MB 348 PG 1-3
Instrument Date	Aug 10, 2022
Instrument	2022-0357501
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	41597 NAPOLI ST, INDIO, CA 92203-3110

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41597 NAPOLI ST, INDIO, CA 92203-3110
Document Number	0000437375
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41597 NAPOLI ST INDIO CA 922033110, INDIO, CA 92203-3110

Mortgage

Document Number	0000437375
Date	Oct 29, 2019
Instrument	437375

Lender

Name	VANMAR LNDG
Address	PALM DESERT, CA 92211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 19, 2017
Property Address	41597 NAPOLI ST, INDIO, CA 92203-3110
Document Number	0000156621
Instrument Date	Apr 12, 2017
Instrument	156621
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41597 NAPOLI ST INDIO CA 922033110, INDIO, CA 92203-3110

Mortgage

Document Number	156622
Date	Apr 19, 2017
Instrument	156622

Lender

Name	VANMAR LNDG
Address	PALM DESERT, CA 92211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41597 Napoli St was $4,634, up 1.5% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,633 (+2%) Land $48,675 Building $246,958
2025	$4,634.00 (+1.47%)	$289,837 Land $47,721 Building $242,116
2024	$4,567.00 (+4.27%)
2023	$4,380.00 (+3.84%)	$278,584 Land $45,869 Building $232,715
2022	$4,218.00
2021			$408,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41597 Napoli St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41597 Napoli St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

Nearby Properties on Napoli St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures