4159 Ridgeview Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 4159 Ridgeview Ave, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,440 sqft · built 1978
Owner2 Individual Names on File
Last Sale$292,500 (Oct 2020)
Tax Bill$10,409 (2025)
Deeds & MortgagesAug 2021 Refinance
Oct 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN110200 86.23-01-06.000

Property Details

APN / Parcel Number

Primary APN110200 86.23-01-06.000
Alternative APN
  • 020008602300010060000000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,440 sqft Living Area
1st Floor Area2,648 sqft
2nd Floor Area1,792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Dimensions119 ft deep x 177 ft wide
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces
Patio Area1,636 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4159 RIDGEVIEW AVE
CityCORTLAND
StateNY
Zip13045-1164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number6.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group2
Census Block2000
Census Tract971000

Owner

4159 Ridgeview Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Cortland County and Cortland City records, as of March 31, 2026

Owner of Record2 Individual Names on File
Mailing Address4159 RIDGEVIEW AVE, CORTLAND, NY 13045-1164
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Oct 16, 2020Warranty Deed, Transfer
Oct 9, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on File
Deed SaleOct 16, 2020 · Amount on File
Deed Document Number20204923
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address4159 RIDGEVIEW AVE, CORTLAND, NY 13045-1164
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004648
DateAug 30, 2021
Instrument2021-04648
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateOct 16, 2020
Property Address4 RIDGEVIEW AVE, CORTLAND, NY 13045-1026
Document Number0000004923
Instrument DateOct 9, 2020
Instrument2020-04923
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18 MELVIN AVE, CORTLAND, NY 13045-1816

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCORTLAND NY
Recording DateOct 9, 2020
Property Address4 RIDGEVIEW AVE, CORTLAND, NY 13045-1026
Document Number0000004822
Instrument DateSep 30, 2020
Instrument4822
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RIDGEVIEW AVE CORTLAND NY 130451026, CORTLAND, NY 13045-1026

Tax Assessment & Valuation

The 2025 property tax bill for 4159 Ridgeview Ave was $10,409 with exemptions applied.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,409.00$480,000 (-) Land $23,900 Building $456,100$494,845 (+3.09%) Land $24,639 Building $470,206
2024$10,409.00 (+20.02%) Disabled Person's exemption Veteran's exemption$480,000 (+76.47%) Land $23,900 Building $456,100$480,000 (+28.82%) Land $23,900 Building $456,100
2023$8,673.00 Disabled Person's exemption Veteran's exemption$272,000 Land $16,700 Building $255,300$372,603 Land $22,877 Building $349,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4159 Ridgeview Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4159 Ridgeview Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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