Oakland County property record for 4159 Ridge Side Dr, Rochester, MI 48306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,609 sqft · built 1996 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Sep 2025) |
| Tax Bill | $3,346 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-27-252-038 |
| Primary APN | N-10-27-252-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,609 sqft Living Area |
| 1st Floor Area | 2,305 sqft |
| Basement Area | 1,967 sqft |
| Unfinished Basement | 1,967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 79 sqft |
| Patio Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4159 RIDGE SIDE DR |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48306-4653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T4N, R11E, SEC 27 OAKLAND FARM SUB NO 2 LOT 129 9-12-90 FR 200-019 |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 27 |
| Legal Subdivision | OAKLAND FARM SUB |
| Legal Lot Number | 9,129 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 190500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2691 WALBRIDGE RD, ROCHESTER HILLS, MI 48307-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2002 |
| Deed Document Number | 2025119583 |
| Deed Book / Page | 60548 / 534 |
| Prior Transfer Date | Jul 5, 2012 |
| Prior Transfer Doc | 0000153362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 6, 2026 |
| Property Address | 4159 RIDGE SIDE DR, ROCHESTER, MI 48306-4653 |
| Document Number | 20260061170 |
| Book / Page | 61169 / 532 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202661170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4159 RIDGE SIDE DR, ROCHESTER, MI 48306-4653 |
| Document Number | 0000061170, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 61169/532 |
| Instrument | 202661170 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 24, 2025 |
| Property Address | 4159 RIDGE SIDE DR, ROCHESTER, MI 48306-4653 |
| Document Number | 0000119583 |
| Book / Page | 60548 / 534 |
| Map Reference | LB 214 PG 14-20 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 119583 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4159 RIDGE SIDE DR, OAKLAND, MI 48306-4653 |
| Name | Verified Name |
|---|---|
| Address | 2691 WALBRIDGE RD, ROCHESTER HILLS, MI 48307-4460 |
| Document Number | 0000119584 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 60548/535 |
| Instrument | 119584 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4159 RIDGE SIDE DR, ROCHESTER, MI 48306-4653 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4159 RIDGE SIDE DR, ROCHESTER, MI 48306-4653 |
| Document Number | 0000380195 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 57759/880 |
| Instrument | 380195 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,346.00 (-33.04%) Homeowner's exemption | $322,580 (+13.8%) | $645,160 (+13.8%) |
| 2024 | $4,997.00 (+4.96%) Homeowner's exemption | $283,460 (+8.5%) | $566,920 (+8.5%) |
| 2023 | $4,761.00 (+10.08%) Homeowner's exemption | $261,250 | $522,500 |
| 2021 | $4,325.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST OAKLAND TOWNSHIP serves 1,923 people · EPA ID MI0004877 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures