4159 Ray Rd, Grand Blanc, MI 48439 Property Records

Genesee County property record for 4159 Ray Rd, Grand Blanc, MI 48439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1989
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$417,129 (Dec 2022)
Tax Bill	$5,387 (2025)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-200-005`

Property Details

APN / Parcel Number

Primary APN	`06-04-200-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	107,593 sqft (2.47 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4159 RAY RD
City	GRAND BLANC
State	MI
Zip	48439-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	A PARCEL OF LAND BEG N 89 DEG 44 MIN W 1420 FT FROM NE COR OF SEC TH S 785.12 FT TH N 89 DEG 44 MIN W 136.75 FT TH N 785.12
Legal Range	06E
Legal Township	05N
Legal Section	04
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2001
Census Tract	13110

Owner

4159 Ray Rd is owned and occupied by two individuals who acquired it in January 2026.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10398 JENNINGS RD, GRAND BLANC, MI 48439-9330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Land Contract, Transfer
Sep 12, 2022	Warranty Deed, Transfer NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO
Jul 11, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
Mar 14, 2020	Deed of Trust, Mortgage · Conventional with PMI GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on File
Deed Sale	Dec 27, 2022 · Amount on File
Prior Sale	Sep 12, 2022 · Amount on File
Deed Document Number	202277551
Last Transfer Date	Jan 28, 2026
Transfer Doc	0000002129
Record Updated	Oct 29, 2026

December 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GENESEE MI
Recording Date	Dec 27, 2022
Property Address	4159 RAY RD, GRAND BLANC, MI 48439-9382
Document Number	0000077551
Instrument Date	Dec 27, 2022
Instrument	202212270077551
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10398 JENNINGS RD, GRAND BLANC, MI 48439-9330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4159 RAY RD, GRAND BLANC, MI 48439-9382

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 12, 2022
Property Address	4159 RAY RD, GRAND BLANC, MI 48439-9382
Document Number	0000060797
Instrument Date	Sep 8, 2022
Instrument	202209120060797
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount on Record
Tax	$3,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4159 RAY RD, 4159, GRAND BLANC, MI 48439-9382

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10398 JENNINGS RD, GRAND BLANC, MI 48439-9330

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4159 RAY RD, GRAND BLANC, MI 48439-9382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048945
Date	Jul 11, 2017
Instrument	201707110048945

Lender

Name	SECURITY CU
Type	Credit Union
Address	FLINT, MI 48505

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4159 RAY RD, GRAND BLANC, MI 48439-9382
Document Number	0000016007
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4159 RAY RD GRAND BLANC MI 484399382, GRAND BLANC, MI 48439-9382

Mortgage

Document Number	0000016007
Date	Mar 19, 2020
Instrument	16007

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4159 Ray Rd was $5,387 with a homeowner's exemption, up 0.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,600 (+4.26%) Land $35,200 Building $153,400	$377,200 (+4.26%) Land $70,400 Building $306,800
2025	$5,387.00 (+0.41%) Homeowner's exemption	$180,900	$361,800
2024	$5,365.00
2023		$159,500	$319,000
2019	$3,655.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4159 Ray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4159 Ray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on Ray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures