4159 Gloster Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 4159 Gloster Way, Sacramento, CA 95834

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,285 sqft · built 2019
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Oct 2025)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-2820-057-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2820-057-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,285 sqft Living Area
1st Floor Area	474 sqft
2nd Floor Area	811 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,307 sqft (0.03 acres)
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4159 GLOSTER WAY
City	SACRAMENTO
State	CA
Zip	95834-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3-PUD
Legal Description	LOT 76, NATOMAS FIELD PHASE 1B, EXCEPTING THEREFROM A POR. OF SD LOT 76 OF SD SUB, DESCRIBED AS BEGINNING AT THE S.E. COR. OF
Legal Lot Number	76
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3002
Census Tract	7028

Owner

Source: Sacramento County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4159 GLOSTER WAY, SACRAMENTO, CA 95834-2042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 22, 2025	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 27, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Book / Page	20251022 / 1011
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4159 GLOSTER WAY, SACRAMENTO, CA 95834-2042
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4159 GLOSTER WAY, SACRAMENTO, CA 95834-2042

Mortgage

Document Number	0000000813
Date	Nov 8, 2021
Instrument	2021110800813

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 22, 2025
Property Address	4159 GLOSTER WAY, SACRAMENTO, CA 95834-2042
Document Number	0000001011
Map Reference	MB 20160805 PG 1180
Instrument Date	Oct 14, 2025
Instrument	202510221011
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4159 GLOSTER WAY, SACRAMENTO, CA 95834-2042

Mortgage

Document Number	0000001012
Date	Oct 22, 2025
Instrument	202510221012

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000001013
Date	Oct 22, 2025
Instrument	202510221013

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 13, 2055

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 27, 2019
Property Address	4159 GLOSTER WAY, SACRAMENTO, CA 95834-2042
Document Number	1909271238
Instrument Date	Sep 8, 2019
Instrument	1909271238
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4159 GLOSTER WAY SACRAMENTO CA 958342042, SACRAMENTO, CA 95834-2042

Mortgage

Document Number	1909271239
Date	Sep 27, 2019
Instrument	1909271239

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Mortgage

Document Number	1909271240,
Date	Sep 27, 2019
Instrument	1909271240

Lender

Name	NEIGHBORHOOD HSNG SVCS
Address	SACRAMENTO, CA 95817

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2024

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$415,000 (+12.1%) Land $130,000 Building $285,000
2025	$4,806.00 (-3.84%) Homeowner's exemption	$370,195 (+4.04%) Land $109,363 Building $260,832
2024	$4,998.00 (+5.62%)
2023	$4,732.00 (+2.38%) Homeowner's exemption	$355,821 Land $105,117 Building $250,704
2022	$4,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon.

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