4159 Charleston Rd, Matteson, IL 60443 Property Records

Cook County property record for 4159 Charleston Rd, Matteson, IL 60443

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,419 sqft · built 1992
Lot Size0.328 acres (14,300 sqft)
OwnerIndividual Name on File
Last Sale$193,000 (Nov 2017)
Tax Bill$7,938 (2023)
Deeds & MortgagesFeb 2022 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-27-202-002

Property Details

APN / Parcel Number

Primary APN31-27-202-002
Alternative APN
  • 31-27-202-002-0000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,419 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,300 sqft (0.328 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4159 CHARLESTON RD
CityMATTESON
StateIL
Zip60443-2627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(LINCOLN) TERRACE SUB (PHASE1) SUB OF PT NE SEC 27-35-13
Legal Range13E
Legal Township35N
Legal Section27
Legal SubdivisionLINCOLN TERRACE SUB PHASE1
Legal Phase1
Legal Lot Number22
JurisdictionCOOK IL
Township / Civil DivisionRICH
Census Block Group1
Census Block1037
Census Tract830006

Owner

4159 Charleston Rd is owned and occupied by an individual who bought it in November 2017.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4159 CHARLESTON RD, MATTESON, IL 60443-2627
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Sep 18, 2020Deed of Trust, Mortgage
QUICKEN LNS
Nov 20, 2017Warranty Deed, Transfer · FHA Mortgage
COMPASS MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2017 · Amount on File
Deed SaleNov 20, 2017 · Amount on File
Prior SaleJan 23, 1996 · Amount on File
Deed Document Number20176061
Prior Transfer DateAug 5, 2003
Prior Transfer Doc0000019120
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4159 CHARLESTON RD, MATTESON, IL 60443-2627
Transaction TypeMortgage
Record UpdatedMar 17, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003239051
DateFeb 1, 2022
Instrument2203239051
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4159 CHARLESTON RD, MATTESON, IL 60443-2627
Document Number2030021235
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedNov 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4159 CHARLESTON RD MATTESON IL 604432627, MATTESON, IL 60443-2627

Mortgage

Document Number2030021235
DateOct 26, 2020
Instrument30021235
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueOct 25, 2035

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 20, 2017
Property Address4159 CHARLESTON RD, MATTESON, IL 60443-2627
Document Number1732406061
Instrument DateNov 16, 2017
Instrument32406061
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyNEAR NORTH NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$193.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4159 CHARLESTON RD MATTESON IL 604432627, MATTESON, IL 60443-2627

Mortgage

Document Number1732406062
DateNov 20, 2017
Instrument32406062
Lender
NameCOMPASS MTG
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 19, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRich Township
MunicipalityMatteson Village
Elementary School DistrictMatteson Elementary School District 162 (PK - 08)
Secondary School DistrictRich Township High School District 227 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,485 Land $5,720 Building $15,765$214,850 Land $57,200 Building $157,650
2023$7,938.00 (+35.39%)
2022$5,863.00 Homeowner's exemption$14,229 Land $5,005 Building $9,224$142,290 Land $50,050 Building $92,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4159 Charleston Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims4 (1982–2019)
Most Recent ClaimJun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4159 Charleston Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATTESON
serves 18,293 people · EPA ID IL0311800
Water SourcePurchased surface water from OAK LAWN
Last State InspectionJan 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL
100 / 20

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