Cook County property record for 4159 Charleston Rd, Matteson, IL 60443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,419 sqft · built 1992 |
| Lot Size | 0.328 acres (14,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Nov 2017) |
| Tax Bill | $7,938 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-27-202-002 |
| Primary APN | 31-27-202-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,419 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,300 sqft (0.328 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4159 CHARLESTON RD |
|---|---|
| City | MATTESON |
| State | IL |
| Zip | 60443-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LINCOLN) TERRACE SUB (PHASE1) SUB OF PT NE SEC 27-35-13 |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 27 |
| Legal Subdivision | LINCOLN TERRACE SUB PHASE1 |
| Legal Phase | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 830006 |
4159 Charleston Rd is owned and occupied by an individual who bought it in November 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4159 CHARLESTON RD, MATTESON, IL 60443-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 18, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Nov 20, 2017 | Warranty Deed, Transfer · FHA Mortgage COMPASS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on File |
| Deed Sale | Nov 20, 2017 · Amount on File |
| Prior Sale | Jan 23, 1996 · Amount on File |
| Deed Document Number | 20176061 |
| Prior Transfer Date | Aug 5, 2003 |
| Prior Transfer Doc | 0000019120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4159 CHARLESTON RD, MATTESON, IL 60443-2627 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0003239051 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2203239051 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4159 CHARLESTON RD, MATTESON, IL 60443-2627 |
| Document Number | 2030021235 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4159 CHARLESTON RD MATTESON IL 604432627, MATTESON, IL 60443-2627 |
| Document Number | 2030021235 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 30021235 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 25, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 20, 2017 |
| Property Address | 4159 CHARLESTON RD, MATTESON, IL 60443-2627 |
| Document Number | 1732406061 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 32406061 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | NEAR NORTH NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4159 CHARLESTON RD MATTESON IL 604432627, MATTESON, IL 60443-2627 |
| Document Number | 1732406062 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 32406062 |
| Name | COMPASS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Matteson Village |
| Elementary School District | Matteson Elementary School District 162 (PK - 08) |
| Secondary School District | Rich Township High School District 227 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,485 Land $5,720 Building $15,765 | $214,850 Land $57,200 Building $157,650 | |
| 2023 | $7,938.00 (+35.39%) | ||
| 2022 | $5,863.00 Homeowner's exemption | $14,229 Land $5,005 Building $9,224 | $142,290 Land $50,050 Building $92,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4159 Charleston Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 4 (1982–2019) |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4159 Charleston Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTESON serves 18,293 people · EPA ID IL0311800 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Jan 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures