4159 Berwick Ave, Toledo, OH 43612 Property Records

Lucas County property record for 4159 Berwick Ave, Toledo, OH 43612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,635 sqft · built 1922
Lot Size	0.105 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Jul 2017)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-12191`

Property Details

APN / Parcel Number

Primary APN	`02-12191`
Alternative APN	`03110002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,635 sqft Living Area
1st Floor Area	879 sqft
2nd Floor Area	756 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,600 sqft (0.105 acres)
Lot Dimensions	120 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4159 BERWICK AVE
City	TOLEDO
State	OH
Zip	43612-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	BERWICK PLACE LOT 74
Legal Subdivision	BERWICK PLACE
Legal Tract	2
Legal Lot Number	74
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1013
Census Tract	202

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4159 BERWICK AVE, TOLEDO, OH 43612-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO
Mar 17, 2022	Deed of Trust, Mortgage · ARM M & T BANK
Jul 18, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	May 24, 2017
Deed Document Number	17105240
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4159 BERWICK AVE, TOLEDO, OH 43612-1515
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016565
Date	Apr 11, 2022
Instrument	202204110016565

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4159 BERWICK AVE, TOLEDO, OH 43612-1515
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012590
Date	Mar 17, 2022
Instrument	202203170012590

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 18, 2017
Property Address	4159 BERWICK AVE, TOLEDO, OH 43612-1515
Document Number	0000030194
Map Reference	VOL29 PG35
Instrument Date	Jul 14, 2017
Instrument	201707180030194
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4159 BERWICK AVE, TOLEDO, OH 43612-1515

Mortgage

Document Number	0000030195
Date	Jul 18, 2017
Instrument	201707180030195

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (+6.18%)	$36,155 (-) Land $7,700 Building $28,455
2024	$2,056.00 (+10.54%)	$36,155 (+22.83%) Land $7,700 Building $28,455	$103,300 (+22.83%) Land $22,000 Building $81,300
2023	$1,860.00 (-0.32%)	$29,435 (-) Land $6,510 Building $22,925
2022	$1,866.00 Homeowner's exemption	$29,435 Land $6,510 Building $22,925
2021			$84,100 Land $18,600 Building $65,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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