4159 Agate Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 4159 Agate Rd, Bellingham, WA 98226

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,375 sqft · built 2001
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Mar 2024)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`380310-455080-0000`

Property Details

APN / Parcel Number

Primary APN	`380310-455080-0000`
Alternative APNs	`537290` `577066` `56883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	25 ft deep x 55 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	56883
Street Address	4159 AGATE RD
City	BELLINGHAM
State	WA
Zip	98226-8745
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR2
Legal Description	EMERALD LAKE DIV NO 2 LOT 37 01 BERKSHIRE S#0RFLY48AB27627 55X25 (TE AF 2010501071)
Legal Range	03
Legal Township	38
Legal Section	10
Legal Subdivision	EMERALD LAKE DIV NO 2
Legal Block	1
Legal Lot Number	37
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1024
Census Tract	101

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4159 AGATE RD, BELLINGHAM, WA 98226-8745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 25, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage UMPQUA BK
Mar 19, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	20241621
Prior Transfer Date	Jul 24, 2023
Prior Transfer Doc	0000001721
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 25, 2024
Property Address	4159 AGATE RD, BELLINGHAM, WA 98226-8745
Document Number	0000301621
Map Reference	VOL8 PG96 AF880950
Instrument Date	Mar 18, 2024
Instrument	2024-0301621
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,403.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4159 AGATE RD, BELLINGHAM, WA 98226-8745

Mortgage

Document Number	0000301622
Date	Mar 25, 2024
Instrument	2024-0301622

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 25, 2023
Property Address	4159 AGATE RD, BELLINGHAM, WA 98226-8745
Document Number	0000701721
Map Reference	VOL 8 PG 96
Instrument Date	Jul 24, 2023
Instrument	2023-0701721
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4159 AGATE RD, BELLINGHAM, WA 98226-8745
Document Number	2210102694
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4159 AGATE RD BELLINGHAM WA 982268745, BELLINGHAM, WA 98226-8745

Mortgage

Document Number	2210102694
Date	Jan 19, 2021
Instrument	102694

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 19, 2019
Property Address	4159 AGATE RD, BELLINGHAM, WA 98226-8745
Document Number	2190301626
Instrument Date	Mar 14, 2019
Instrument	301626
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,971.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4159 AGATE RD BELLINGHAM WA 982268745, BELLINGHAM, WA 98226-8745

Mortgage

Document Number	2190301627
Date	Mar 19, 2019
Instrument	301627

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (+20.38%)	$319,197 (+27.54%) Land $176,124 Building $143,073	$319,197 (-0.36%) Land $176,124 Building $143,073
2022		$250,279 Land $120,000 Building $130,279	$320,357 Land $153,600 Building $166,757
2021	$2,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHATCOM COUNTY WATER DIST #7 serves 1,410 people · EPA ID WA5395900
Water Source	Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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