Niagara County and Wilson Town property record for 4158 E Lake Rd, Wilson, NY 14172
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,912 sqft · built 1978 |
| Lot Size | 0.571 acres (24,896 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,500 (Oct 2020) |
| Tax Bill | $6,347 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 294289 23.00-2-5 |
| Primary APN | 294289 23.00-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Basement Area | 308 sqft |
| Finished Basement | 308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,896 sqft (0.571 acres) |
| Lot Dimensions | 167 ft deep x 149 ft wide |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4158 E LAKE RD |
|---|---|
| City | WILSON |
| State | NY |
| Zip | 14172-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 24302 |
4158 E Lake Rd is owned by two individuals who acquired it in March 2022.
Source: Niagara County and Wilson Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4158 W LAKE RD, WILSON, NY 14172 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit CNB BANK |
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Mar 28, 2022 | Executor's Deed, Transfer |
| Oct 30, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Deed Document Number | 202017898 |
| Last Transfer Date | Mar 15, 2022 |
| Transfer Doc | 0000005754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4158 E LAKE RD, WILSON, NY 14172-9639 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4158 E LAKE RD, WILSON, NY 14172-9639 |
| Document Number | 0000007853 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022-17853 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4158 E LAKE RD, WILSON, NY 14172-9639 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4158 E LAKE RD, WILSON, NY 14172-9639 |
| Document Number | 0000008952 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022-08952 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Mar 28, 2022 |
| Property Address | 4158 E LAKE RD, WILSON, NY 14172-9639 |
| Document Number | 0000005754 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022-05754 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 TOWER HILL AVE, 21, FARMINGVILLE, NY 11738-1912 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9427 JOHNSON RD, MIDDLEPORT, NY 14105-9629 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Oct 30, 2020 |
| Property Address | 4158 E LAKE RD, WILSON, NY 14172-9639 |
| Document Number | 0000017897 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 17897 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4158 E LAKE RD WILSON NY 141729639, WILSON, NY 14172-9639 |
The 2026 property tax bill for 4158 E Lake Rd was $6,347, up 3.1% from the year before.
Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Wilson Town |
| Unified School District | Wilson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,347.00 (+3.1%) | ||
| 2025 | $6,156.00 | $137,300 Land $17,200 Building $120,100 | $305,100 Land $38,221 Building $266,879 |
| 2023 | $137,300 Land $17,200 Building $120,100 | $254,300 Land $31,857 Building $222,443 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4158 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4158 E Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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