Calaveras County property record for 4158 Cougar Ridge Rd, Murphys, CA 95247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,314 sqft · built 1987 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,393 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-001-032-000 |
| Primary APN | 034-001-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 2,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 108,900 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 4158 COUGAR RIDGE RD |
|---|---|
| City | MURPHYS |
| State | CA |
| Zip | 95247-7222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | NW4 OF SW4 OF SE4 OF SE4 OF 23 T4R14 |
| Legal Subdivision | TOWNSHIP 4 NORTH |
| Legal Lot Number | 23 |
| Legal Unit | 14 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 501 |
Source: Calaveras County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1528, MURPHYS, CA 95247-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2007 |
| Transfer Doc | 0000016140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 4158 COUGAR RIDGE RD, MURPHYS, CA 95247-7222 |
| Document Number | 0000004976 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4158 COUGAR RDG MURPHYS CA 95247, MURPHYS, CA 95247 |
| Document Number | 0000004976 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 4976 |
| Name | LOANSNAP INC |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Vallecito Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $275,009 (+2%) Land $46,690 Building $228,319 | |
| 2025 | $3,393.00 (+2.97%) Homeowner's exemption | $269,618 (+4.04%) Land $45,775 Building $223,843 |
| 2023 | $3,295.00 (+6.08%) Homeowner's exemption | $259,150 Land $43,999 Building $215,151 |
| 2022 | $3,106.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.1% of the US · above 93% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
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