San Diego County property record for 4157 Valle del Sol, Bonsall, CA 92003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,194 sqft · built 2018 |
| Lot Size | 12.2 acres (531,432 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,498 (2025) |
| Deeds & Mortgages | Sep 2017 Construction Loan Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-312-42-00 |
| Primary APN | 121-312-42-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 4,194 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 531,432 sqft |
| Parking Spaces | 7 Parking Spaces |
| Old Parcel Number | 1213123300 |
|---|---|
| Street Address | 4157 VALLE DEL SOL |
| City | BONSALL |
| State | CA |
| Zip | 92003-4907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 1&3 PAR A PER DOC 2018-032861 IN TR PM12036 |
| Legal Subdivision | PARCEL MAP NO 12036 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 18619 |
Source: San Diego County records · APN 121-312-42-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4157 VALLE DEL SOL, BONSALL, CA 92003-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 12, 2017 | Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK |
| Nov 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP |
| Nov 23, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jun 18, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2020 |
| Transfer Doc | 0000744057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4157 VALLE DEL SOL, BONSALL, CA 92003-4907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000416566 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 2017-0416566 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 4157 VALLE DEL SOL, BONSALL, CA 92003-4907 |
| Document Number | 0000744057 |
| Map Reference | FILE 82-089555 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020-0744057 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4157 VALLE DEL SOL, BONSALL, CA 92003-4907 |
| Document Number | 0000744058 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-0744058 |
| Name | UNITED AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 4157 VALLE DEL SOL, BONSALL, CA 92003-4907 |
| Document Number | 0000744059 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 744059 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4157 VALLE DEL SOL BONSALL CA 920034907, BONSALL, CA 92003-4907 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 18, 2019 |
| Property Address | 4157 VALLE DEL SOL, BONSALL, CA 92003-4907 |
| Document Number | 0000238514 |
| Instrument Date | May 10, 2019 |
| Instrument | 238514 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 16735 CALLE CORTA POWAY CA 920641610, POWAY, CA 92064-1610 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,188,287 (+2%) Land $338,332 Building $849,955 | |
| 2025 | $12,498.00 (+2.94%) Homeowner's exemption | $1,164,989 (+4.04%) Land $331,699 Building $833,290 |
| 2023 | $12,141.00 (+1.67%) Homeowner's exemption | $1,119,753 Land $318,820 Building $800,933 |
| 2022 | $11,941.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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