4157 Scott B Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4157 Scott B Dr, Saint Clair, MI 48079

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,821 sqft
Lot Size0.374 acres (16,291 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Oct 2017)
Tax Bill$3,599 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-30-585-0052-000

Property Details

APN / Parcel Number

Primary APN74-30-585-0052-000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,821 sqft Living Area
1st Floor Area1,821 sqft
Basement Area1,821 sqft

Exterior

Architectural StyleRanch
Lot Area16,291 sqft (0.374 acres)
Lot Dimensions163 ft deep x 100 ft wide
Garage Area950 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4157 SCOTT B DR
CitySAINT CLAIR
StateMI
Zip48079-3565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLOT 52 RIVER RIDGE ESTATES
Legal SubdivisionRIVER RIDGE ESTATES
Legal Lot Number52
Legal Unit52
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group2
Census Block2013
Census Tract640100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4157 SCOTT B DR, SAINT CLAIR, MI 48079-3565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP
Oct 30, 2017Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2017 · Amount on Record
Deed SaleOct 30, 2017 · Amount on Record
Deed Document Number201725685
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address4157 SCOTT B DR, SAINT CLAIR, MI 48079-3565
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4157 SCOTT B DR, SAINT CLAIR, MI 48079-3565

Mortgage

Document Number0052690459
DateNov 9, 2020
Book Page5269/459
Instrument2020028021
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address4157 SCOTT B DR, SAINT CLAIR, MI 48079-3565
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051080473
DateOct 15, 2019
Book Page5108/473
Instrument2019021438
Lender
NameHALL FINANCIAL GROUP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 30, 2017
Property Address4157 SCOTT B DR, SAINT CLAIR, MI 48079-3565
Document Number0048840406
Book / Page004884 / 000406
Instrument DateOct 17, 2017
Transaction TypeTransfer
Record UpdatedDec 4, 2017
Title CompanyCAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,666.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41148 HARVARD DR STERLING HEIGHTS MI 483134443, STERLING HEIGHTS, MI 48313-4443

Mortgage

Document Number48860924
DateOct 30, 2017
Book Page004886/000924
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$189,200 (+3.22%)$378,400 (+3.22%)
2025$3,599.00 (+6.48%) Homeowner's exemption$183,300 (+28.99%)
2024$3,380.00 (+8.09%)$366,600 (+28.99%)
2023$142,100
2022$3,127.00$284,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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