4157 Cheryl Dr, Flint, MI 48506 Property Records

Genesee County property record for 4157 Cheryl Dr, Flint, MI 48506

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,592 sqft · built 1979
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on File
Last Sale	$216,500 (Jul 2025)
Tax Bill	$995 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-27-551-022`

Property Details

APN / Parcel Number

Primary APN	`11-27-551-022`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Basement Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	99,317 sqft (2.28 acres)
Lot Dimensions	466 ft deep x 120 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4157 CHERYL DR
City	FLINT
State	MI
Zip	48506-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	LOTS 13 AND 14 ALCORN ACRES, AS RECORDED AND A POL BEG AT A POINT THAT IS N 90 DEG 00 MIN 00 SEC E 1317.63 FT ALONG THE E-W
Legal Range	07E
Legal Township	08N
Legal Section	27
Legal Subdivision	ALCORN ACRES SUBDIVISION
Legal Lot Number	13-14
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1002
Census Tract	12006

Owner

Source: Genesee County records · APN 11-27-551-022

Assessment roll updated October 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1612 GEORGETOWN PKWY, FENTON, MI 48430-3241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2025	Warranty Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC
Nov 01, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Mar 20, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 11, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG
Mar 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2025 · Amount on Record
Deed Sale	Jul 09, 2025 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	20251102
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0000014003
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 09, 2025
Property Address	4157 CHERYL DR, FLINT, MI 48506-1405
Document Number	0000001102
Map Reference	LB 22 PG 53
Instrument Date	Jul 07, 2025
Instrument	202507090001102
Transaction Type	Transfer
Record Updated	Oct 03, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,623.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4157 CHERYL DR, FLINT, MI 48506-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4157 CHERYL DR, FLINT, MI 48506-1405

Mortgage

Document Number	0000001103
Date	Jul 09, 2025
Instrument	202507090001103

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4157 CHERYL DR, FLINT, MI 48506-1405
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4157 CHERYL DR, FLINT, MI 48506-1405

Mortgage

Document Number	0000056729
Date	Nov 01, 2023
Instrument	202311010056729

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Oct 01, 2063

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	4157 CHERYL DR, FLINT, MI 48506-1405
Document Number	0000021552
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	May 08, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4157 CHERYL DR FLINT MI 485061405, FLINT, MI 48506-1405

Mortgage

Document Number	0000021552
Date	Apr 29, 2019
Instrument	21552

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4157 CHERYL DR, FLINT, MI 48506-1405
Document Number	0000021553
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	May 08, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4157 CHERYL DR FLINT MI 485061405, FLINT, MI 48506-1405

Mortgage

Document Number	0000021553
Date	Apr 29, 2019
Instrument	21553

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 11, 2017
Property Address	4157 CHERYL DR, FLINT, MI 48506-1405
Document Number	0000076372
Instrument Date	Nov 29, 2017
Instrument	76372
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 S FILLMORE ST ARLINGTON VA 222042048, ARLINGTON, VA 22204-2048

Mortgage

Document Number	76373
Date	Dec 11, 2017
Instrument	76373

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 10, 2017
Property Address	4157 CHERYL DR, FLINT, MI 48506-1405
Document Number	0000014003
Instrument Date	Mar 10, 2017
Instrument	14003
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4157 CHERYL DR FLINT MI 485061405, FLINT, MI 48506-1405

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Kearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$995.00 (-73.99%) Homeowner's exemption	$125,000 (+11.31%)	$250,000 (+11.31%)
2024	$3,825.00 (+32.44%)
2023		$112,300	$224,600
2021	$2,888.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 61 locations within half a mile of this property.

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