4157 Beck Rd, Morganton, NC 28655 Property Records

Burke County property record for 4157 Beck Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1970
Lot Size	6.67 acres (290,545 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Mar 2026)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1767800675`

Property Details

APN / Parcel Number

Primary APN	`1767800675`
Alternative APN	`29007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2015
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	290,545 sqft (6.67 acres)
Garage Type	Detached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Patio
Porch Area	320 sqft
Deck Area	136 sqft
Patio Area	512 sqft
Shed	1 Shed
Shed Area	88 sqft
Canopy	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4157 BECK RD
City	MORGANTON
State	NC
Zip	28655-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	4157 BECK RD MORGANTON, NC 28655
Legal Subdivision	WILLIAM V BECK ESTATE
Legal Tract	2
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1000
Census Tract	20204

Owner

Source: Burke County assessment roll, APN 1767800675, as of September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4157 BECK RD, MORGANTON, NC 28655-7508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Jun 15, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	202626002398
Deed Book / Page	2861 / 222
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 20, 2026
Property Address	4157 BECK RD, MORGANTON, NC 28655-7508
Document Number	0028610222
Book / Page	2861 / 222
Instrument Date	Mar 20, 2026
Instrument	2026002398
Transaction Type	Transfer
Record Updated	Apr 01, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$866.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 BROOKVIEW DR, BUCKSPORT, ME 04416-5007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4157 BECK RD, MORGANTON, NC 28655-7508

Mortgage

Document Number	2026002399
Date	Mar 20, 2026
Instrument	2026002399

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 25, 2020
Property Address	4157 BECK RD, MORGANTON, NC 28655-7508
Document Number	0025030607
Book / Page	2503 / 607
Map Reference	MB 4 PG 137
Instrument Date	Nov 24, 2020
Instrument	2017047461
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4157 BECK RD, MORGANTON, NC 28655-7508

Mortgage

Document Number	2017047462
Date	Nov 25, 2020
Instrument	2017047462

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 15, 2017
Property Address	4157 BECK RD, MORGANTON, NC 28655-7508
Document Number	0022970636
Book / Page	2297 / 0636
Map Reference	MB4 PG137
Instrument Date	Jun 15, 2017
Instrument	2017005407
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4636 HARBOR VIEW TER, 4636, MORGANTON, NC 28655-7522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4157 BECK RD, MORGANTON, NC 28655-7508

Mortgage

Document Number	2017005408
Date	Jun 15, 2017
Instrument	2017005408

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Burke County assessment roll as of September 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00 (-0.56%)	$319,319 (-) Land $42,523 Building $276,796	$319,319 (-) Land $42,523 Building $276,796
2023	$2,131.00	$319,319 Land $42,523 Building $276,796	$319,319 Land $42,523 Building $276,796

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), as of June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 15 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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