4156 Duff Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 4156 Duff Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1996
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 40 1 31`

Property Details

APN / Parcel Number

Primary APN	`03 40 1 31`
Alternative APN	`162940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Heated Area
Gross Area	2,875 sqft
1st Floor Area	1,232 sqft
Basement Area	1,188 sqft
Finished Basement	513 sqft
Unfinished Basement	675 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	157 ft deep x 119 ft wide

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	180 sqft
Patio Area	300 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	162940
Street Address	4156 DUFF DR
City	HUDSON
State	NC
Zip	28638-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1388 PG 595 YR 02 ST 0.00 BY DEATH
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3035
Census Tract	30700

Owner

Source: Caldwell County assessment roll, as of July 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4156 DUFF DR, HUDSON, NC 28638-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 16, 2018	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 4, 2002
Deed Sale	Apr 4, 2002
Prior Sale	Dec 29, 1999 · Amount on Record
Deed Book / Page	1388 / 595
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4156 DUFF DR, HUDSON, NC 28638-9009
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020131001
Date	Mar 1, 2021
Book Page	2013/1001
Instrument	10054255

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4156 DUFF DR, HUDSON, NC 28638-9009
Document Number	0010020507
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	ACCURATE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4156 DUFF DR HUDSON NC 286389009, HUDSON, NC 28638-9009

Mortgage

Document Number	0010020507
Date	Mar 21, 2018
Book Page	001937/001716
Instrument	10020507

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2033

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,473.00 (+79.46%)	$254,400 (+74.73%) Land $15,100 Building $239,300	$254,400 (+74.73%) Land $15,100 Building $239,300
2023		$145,600 (-) Land $15,100 Building $130,500	$145,600 (-) Land $15,100 Building $130,500
2022	$1,378.00	$145,600 Land $15,100 Building $130,500	$145,600 Land $15,100 Building $130,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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