San Diego County property record for 4156 Charles St, La Mesa, CA 91941
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1944 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Mar 1999) |
| Tax Bill | $3,546 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 474-231-06-00 |
| Primary APN | 474-231-06-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 984 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4156 CHARLES ST |
|---|---|
| City | LA MESA |
| State | CA |
| Zip | 91941-7521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK J LOT 14 TR 002113 |
| Legal Subdivision | VISTA LA MESA |
| Legal Tract | 002113 |
| Legal Block | J |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 14500 |
4156 Charles St is owned and occupied by two individuals who bought it in March 1999.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4156 CHARLES ST, LA MESA, CA 91941-7521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| May 15, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 1999 · Amount on File |
| Deed Sale | Mar 25, 1999 · Amount on File |
| Prior Sale | May 1, 1992 · Amount on File |
| Deed Document Number | 1999195313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4156 CHARLES ST, LA MESA, CA 91941-7521 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 9865 TOWNE CENTRE DR, SAN DIEGO, CA 92121-1975 |
| Document Number | 0000619320 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0619320 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4156 CHARLES ST, LA MESA, CA 91941-7521 |
| Document Number | 0000225052 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4156 CHARLES ST LA MESA CA 919417521, LA MESA, CA 91941-7521 |
| Document Number | 0000225052 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 225052 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2047 |
The 2025 property tax bill for 4156 Charles St was $3,546 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | La Mesa City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lemon Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $235,033 (+2%) Land $95,929 Building $139,104 | |
| 2025 | $3,546.00 Homeowner's exemption | $230,426 Land $94,049 Building $136,377 |
| 2023 | $3,246.00 (-0.18%) Homeowner's exemption | $221,480 Land $90,398 Building $131,082 |
| 2022 | $3,252.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4156 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4156 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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