4156 Chambers Ave, Morganton, NC 28655 Property Records

Burke County property record for 4156 Chambers Ave, Morganton, NC 28655 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 1985
Square Footage	1,025 sqft Living Area
Lot Size	17,424 sqft (0.4 acres)
Occupancy	Owner Occupied
Tax Bill	$782.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1762875124`
Alternative APN	`26483`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,025 sqft Living Area
Gross Area	2,051 sqft Gross Area
1st Floor	1,025 sqft 1st Floor
Basement Area	1,026 sqft Basement
Finished Basement	513 sqft Finished
Unfinished Basement	513 sqft Unfinished
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Ranch Style
Exterior Material	Brick Veneer Exterior
Foundation Type	Masonry Foundation
Roof Material	Asphalt Roof
Lot Area	17,424 sqft (0.4 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	624 sqft Shed
Porch	Porch
Topography	Above Road/Slope Topography
Lean-To	60 sqft Lean-To

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Old Parcel Number	1762875124
Street Address	4156 CHAMBERS AVE
City	MORGANTON
State	NC
Zip	28655-7209
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	4156 CHAMBERS AVE MORGANTON, NC 28655
Legal Subdivision	RALPH BUMGARNER
Jurisdiction	BURKE NC
Minor Civil Division	SILVER CREEK
Census Blockgroup	3
Census Block	3014
Census Tract	20301

Owner

Source: Burke County records · APN 1762875124

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4156 CHAMBERS AVE, MORGANTON, NC 28655-7209
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2000
Deed Sale	Mar 17, 2000
Deed Doc Number	0009431821
Record Refreshed	Jun 08, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BURKE NC
Property Address	4156 CHAMBERS AVE, MORGANTON, NC 28655-7209
Document Number	0022900228
Book / Page	002290 / 000228
Instrument Date	Apr 03, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4156 CHAMBERS AVE MORGANTON NC 286557209, MORGANTON, NC 28655-7209

Mortgage

Document Number	0022900228
Date	Apr 28, 2017
Book Page	002290/000228
Instrument	3827

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Apr 27, 2030

Interest

Rate	9.65%

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$782.00 (-0.13%)	$106,223 (-) Land $10,472 Building $95,751	$106,223 (-) Land $10,472 Building $95,751
2023	$783.00	$106,223 Land $10,472 Building $95,751	$106,223 Land $10,472 Building $95,751

Flood & Wildfire

4156 Chambers Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 35th percentile of exposed land nationally · 49th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,887 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.