San Diego County property record for 4156 Baycliff Way, Oceanside, CA 92056
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,151 sqft · built 1980 |
| Lot Size | 0.3 acres (1,300 sqft) |
| Owner | Trust Name on File |
| Last Sale | $248,000 (Jun 2003) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-140-23-00 |
| Primary APN | 168-140-23-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,151 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,300 sqft (0.3 acres) |
| Lot Dimensions | 65 ft deep x 20 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4156 BAYCLIFF WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-5029 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-A |
| Legal Description | LOT 72 TR 007671 |
| Legal Subdivision | BAY SHORES |
| Legal Tract | 007671 |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 19805 |
4156 Baycliff Way, a condominium, is owner-occupied and held in a trust since June 2003.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4156 BAYCLIFF WAY, OCEANSIDE, CA 92056-5029 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 6, 2023 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2003 · Amount on File |
| Deed Sale | Jun 25, 2003 · Amount on File |
| Prior Sale | Jun 30, 1997 · Amount on File |
| Deed Document Number | 2003754096 |
| Prior Transfer Date | Apr 23, 1997 |
| Prior Transfer Doc | 0000199157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 26, 2026 |
| Property Address | 4156 BAYCLIFF WAY, OCEANSIDE, CA 92056-5029 |
| Document Number | 0000183623 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026183623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 4156 BAYCLIFF WAY, OCEANSIDE, CA 92056-5029 |
| Document Number | 0000183623, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 2026183623 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4156 BAYCLIFF WAY, OCEANSIDE, CA 92056-5029 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 4156 BAYCLIFF WAY, OCEANSIDE, CA 92056-5029 |
| Document Number | 0000055631 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023-0055631 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4156 Baycliff Way was $2,003 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $364,865 (+2%) Land $206,807 Building $158,058 | |
| 2025 | $2,003.00 | $357,711 Land $202,752 Building $154,959 |
| 2023 | $3,741.00 (-36.4%) | $343,823 Land $194,880 Building $148,943 |
| 2022 | $5,882.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4156 Baycliff Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4156 Baycliff Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Spectrum, T-Mobile.
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