4143 RINGGOLD RD EAST RIDGE TN 374122451, EAST RIDGE, TN 37412-2451
Mortgage
Document Number
0000000138
Date
Sep 28, 2017
Book Page
011165/000532
Instrument
138
Lender
Name
SMARTBANK
Type
Bank
Address
CHATTANOONGA, TN 37421
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Sep 27, 2018
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 4155 Ringgold Rd was $1,355, down 0.9% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
Property Jurisdictions
Type
Name
State
Tennessee
County
Hamilton County
Municipality
East Ridge City
Unified School District
Hamilton County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,355.00 (-0.88%)
$89,400 (+46.27%)
$223,500 (+46.27%)Land $167,500Building $56,000
2024
$1,367.00 (-36.83%)
$61,120 (-)
$152,800 (-)Land $94,200Building $58,600
2023
$2,164.00
$61,120 (-)
$152,800 (-)Land $94,200Building $58,600
2022
$2,164.00
$61,120
$152,800Land $94,200Building $58,600
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 4155 Ringgold Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
13 (1979–2025)
Claims Outside the SFHA
10 of 13
Most Recent Claim
Aug 2025 · river or lake flooding
Claims by Event
Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4155 Ringgold Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025