4155 Lost Creek Rd, Sparta, TN 38583 Property Records

White County property record for 4155 Lost Creek Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,404 sqft · built 1977
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2022)
Tax Bill	$578 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093070 00101`

Property Details

APN / Parcel Number

Primary APN	`093070 00101`
Alternative APN	`070 00101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	115 ft deep x 135 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	24 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4155 LOST CREEK RD
City	SPARTA
State	TN
Zip	38583-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2008
Census Tract	935000

Owner

4155 Lost Creek Rd is owned and occupied by an individual who bought it in June 2022.

Source: White County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4155 LOST CREEK RD, SPARTA, TN 38583-3226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage FIRST NATIONAL BANK OF TENNESSEE
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Sep 24, 2004
Deed Document Number	20222803
Deed Book / Page	511 / 69
Prior Transfer Date	Jun 8, 2022
Prior Transfer Doc	00RB511/69
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	4155 LOST CREEK RD, SPARTA, TN 38583-3226
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4155 LOST CREEK RD, SPARTA, TN 38583-3226

Mortgage

Document Number	0RB544/727
Date	Jan 2, 2024
Book Page	RB544/727
Instrument	24000005

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Amount	Amount on Record
Term	85 Months
Due	Feb 1, 2031

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jun 9, 2022
Property Address	4155 LOST CREEK RD, SPARTA, TN 38583-3226
Document Number	00RB511/69
Book / Page	RB511 / 69
Instrument Date	Jun 8, 2022
Instrument	22002803
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4155 LOST CREEK RD, SPARTA, TN 38583-3226

Mortgage

Document Number	0022002804
Date	Jun 9, 2022
Instrument	22002804

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4155 Lost Creek Rd was $578.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00	$41,000 Land $2,650 Building $38,350	$164,000 Land $10,600 Building $153,400
2023		$23,850 Land $1,900 Building $21,950
2021	$489.00
2020			$95,400 Land $7,600 Building $87,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4155 Lost Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4155 Lost Creek Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEBECK WALLING U.D. serves 5,588 people · EPA ID TN0000569
Water Source	Purchased surface water from SPARTA WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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