4155 Cold Stream Rd, Auburn, CA 95602 Property Records

Placer County property record for 4155 Cold Stream Rd, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1977
Lot Size	8.4 acres (365,904 sqft)
Owner	Trust Name on File
Last Sale	$800,000 (May 2021)
Tax Bill	$8,886 (2025)
Deeds & Mortgages	Mar 2023 Transfer May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-380-020-000`

Property Details

APN / Parcel Number

Primary APN	`026-380-020-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,624 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	365,904 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4155 COLD STREAM RD
City	AUBURN
State	CA
Zip	95602-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	8.4 AC L 24 COLD STREAM RANCH
Legal Subdivision	COLD STREAM RANCH
Legal Lot Number	24
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1014
Census Tract	21604

Owner

4155 Cold Stream Rd is owner-occupied and held in a trust since February 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	4155 COLD STREAM RD, AUBURN, CA 95602-9751
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Intrafamily Transfer, Transfer
May 13, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 21, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Jan 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Deed Document Number	202164952
Last Transfer Date	Feb 22, 2023
Transfer Doc	0000010661
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 7, 2023
Property Address	4155 COLD STREAM RD, AUBURN, CA 95602-9751
Document Number	0000010661
Map Reference	MB L PG 53
Instrument Date	Feb 22, 2023
Instrument	2023-0010661
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4155 COLD STREAM RD, AUBURN, CA 95602-9751

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 13, 2021
Property Address	4155 COLD STREAM RD, AUBURN, CA 95602-9751
Document Number	0000064952
Map Reference	MB L PG 53
Instrument Date	May 6, 2021
Instrument	2021-0064952
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4155 COLD STREAM RD, AUBURN, CA 95602-9751

Mortgage

Document Number	0000064953
Date	May 13, 2021
Instrument	2021-0064953

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Jan 21, 2020
Property Address	4155 COLD STREAM RD, AUBURN, CA 95602-9751
Document Number	0000005319
Instrument Date	Jan 9, 2020
Instrument	5319
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4155 COLD STREAM RD AUBURN CA 956029751, AUBURN, CA 95602-9751

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jan 21, 2020
Property Address	4155 COLD STREAM RD, AUBURN, CA 95602-9751
Document Number	0000005320
Instrument Date	Jan 9, 2020
Instrument	5320
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4155 COLD STREAM RD AUBURN CA 956029751, AUBURN, CA 95602-9751

Tax Assessment & Valuation

The 2025 property tax bill for 4155 Cold Stream Rd was $8,886 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$883,261 (+2%) Land $496,834 Building $386,427
2025	$8,886.00 Homeowner's exemption	$865,943 Land $487,093 Building $378,850
2023	$8,549.00 (-2.51%) Homeowner's exemption	$807,000 Land $453,900 Building $353,100
2022	$8,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4155 Cold Stream Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4155 Cold Stream Rd is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: Astound Broadband, AT&T, Verizon.

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