Genesee County property record for 4154 W Carpenter Rd, Flint, MI 48504
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10.2 acres (446,054 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jun 2026) |
| Tax Bill | $3,691 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-400-020 |
| Primary APN | 14-21-400-020 |
|---|
| Lot Area | 446,054 sqft (10.2 acres) |
|---|
| Street Address | 4154 W CARPENTER RD |
|---|---|
| City | FLINT |
| State | MI |
| Zip | 48504-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEG N 88 DEG 47 MIN 54 SEC E 937 FT & N 0 DEG 45 MIN 49 SEC W 65 FT FROM S 1/4 COR OF SEC TH N 88 DEG 47 MIN |
| Legal Range | 06E |
| Legal Township | 08N |
| Legal Section | 21 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10504 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CREDIT UNION |
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Mar 22, 2022 | Warranty Deed, Transfer LIBERTY TITLE |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 29, 2020 | Loan Modification, Mortgage · Conventional Mortgage LAKE MI CU |
| Nov 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Mar 22, 2022 · Amount on Record |
| Deed Document Number | 202635393 |
| Prior Transfer Date | Apr 16, 2003 |
| Prior Transfer Doc | 0000061403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 2, 2026 |
| Property Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Document Number | 0000035393 |
| Instrument Date | May 26, 2026 |
| Instrument | 202635393 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | MITTEN TTILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195,435.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Investor | Possibly a Property Investor |
| Document Number | 0000035394, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 2026235394 |
| Name | MICHIGAN FIRST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 135 E JOHNSON ST, CLIO, MI 48420-1431 |
| Document Number | 0000010372 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 202202280010372 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 22, 2022 |
| Property Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Document Number | 0000016681 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 202203220016681 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4154 W CARPENTER RD, 4154, FLINT, MI 48504-1143 |
| Name | Verified Name |
|---|---|
| Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202104050034730 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 202104050034730 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Document Number | 0000007139 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4154 W CARPENTER RD FLINT MI 485041143, FLINT, MI 48504-1143 |
| Document Number | 0000007139 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 7139 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jan 28, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 7, 2017 |
| Property Address | 4154 W CARPENTER RD, FLINT, MI 48504-1143 |
| Document Number | 201711070070190 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 201711070070190 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $946.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4154 W CARPENTER RD, 4154, FLINT, MI 48504-1143 |
| Name | Verified Name |
|---|---|
| Address | 2411 THOMAS ST, FLINT, MI 48504-4686 |
| Document Number | 201711030069864 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 201711030069864 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2032 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Mount Morris Township |
| Unified School District | Westwood Heights Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,200 (+8.85%) | $194,400 (+8.85%) | |
| 2025 | $3,691.00 (-0.91%) Homeowner's exemption | $89,300 (+17.04%) | $178,600 (+17.04%) |
| 2024 | $3,725.00 (+59.53%) | ||
| 2023 | $76,300 | $152,600 | |
| 2019 | $2,335.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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